527 Whitewood Bend, Cullowhee, NC 28723 Property Records

Jackson County property record for 527 Whitewood Bend, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,136 sqft · built 1960
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on Record
Tax Bill$1,832 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN7578-48-3013

Property Details

APN / Parcel Number

Primary APN7578-48-3013
Alternative APN
  • 120318

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,136 sqft Heated Area
1st Floor Area1,496 sqft
Upper Floors Area640 sqft
FlooringWood
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1980
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area174,240 sqft (4 acres)
Garage Area432 sqft

Exterior Amenities

Pool Area455 sqft
PorchSlab
Porch Area552 sqft
Deck Area550 sqft
Patio Area408 sqft
Storage Building720 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address527 WHITEWOOD BND
CityCULLOWHEE
StateNC
Zip28723-8221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOFF CANEY FORK RD
Legal SubdivisionMEL C WITTEKIND
JurisdictionJACKSON NC
Township / Civil DivisionCANEY FORK
Census Block Group2
Census Block2022
Census Tract950700

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address527 WHITEWOOD BND, CULLOWHEE, NC 28723-8221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address527 WHITEWOOD BND, CULLOWHEE, NC 28723-8221
Transaction TypeMortgage
Record UpdatedAug 20, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023091490
DateAug 4, 2021
Book Page2309/1490
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$482,182 (+59.86%) Land $57,910 Building $424,272
2025$1,832.00 (+59.86%)
2023$1,146.00$301,630 Land $54,240 Building $247,390

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims5 (1998–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

Cell Coverage

No cell data coverage reported

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