527 Verbena Loop, Foley, AL 36535 Property Records

Baldwin County property record for 527 Verbena Loop, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 1998
Lot Size	0.4 acres (17,425 sqft)
Owner	Individual Name on Record
Last Sale	$167,500 (Sep 2018)
Tax Bill	$791 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54-08-28-3-000-088.029`

Property Details

APN / Parcel Number

Primary APN	`54-08-28-3-000-088.029`
Alternative APNs	`350950` `51780`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,654 sqft Heated Area
1st Floor Area	1,654 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,425 sqft (0.4 acres)
Lot Dimensions	102 ft deep x 170 ft wide
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	350950
Street Address	527 VERBENA LOOP
City	FOLEY
State	AL
Zip	36535-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	170'X102.5' IRR LOT 44 PINE VILLAGE SUB SEC 28-T7S-R4E LYING IN THE CITY OF FOLEY (WD/SURVIVORSHIP)
Legal Subdivision	PINE VILLAGE
Legal Lot Number	44
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2070
Census Tract	11503

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	527 VERBENA LOOP, FOLEY, AL 36535-2623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit MERCHANTS & MARINE BANK
Jun 17, 2019	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Sep 7, 2018	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	20181718565
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	527 VERBENA LOOP, FOLEY, AL 36535-2623
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001638805
Date	Jun 16, 2017
Instrument	1638805

Lender

Name	MERCHANTS & MARINE BANK
Type	Bank
Address	GULF SHORES, AL 36542

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 7, 2022

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	527 VERBENA LOOP, FOLEY, AL 36535-2623
Document Number	0001769781
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	527 VERBENA LOOP FOLEY AL 365352623, FOLEY, AL 36535-2623

Mortgage

Document Number	0001769781
Date	Jul 3, 2019
Instrument	1769781

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 7, 2018
Property Address	527 VERBENA LOOP, FOLEY, AL 36535-2623
Document Number	0001718565
Instrument Date	Sep 4, 2018
Instrument	1718565
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	527 VERBENA LOOP FOLEY AL 365352623, FOLEY, AL 36535-2623

Mortgage

Document Number	1718566
Date	Sep 7, 2018
Instrument	1718566

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$791.00 (+1.67%) Homeowner's exemption
2025	$778.00 (+5.28%)	$24,960 (+4.96%) Land $4,720 Building $20,240	$250,600 (+5.43%) Land $47,300 Building $203,300
2023	$739.00 (+25.89%) Homeowner's exemption	$23,780 (+24.11%)	$237,700 (+24.13%) Land $49,900 Building $187,800
2022	$587.00 (+15.55%) Homeowner's exemption	$19,160	$191,500 Land $50,700 Building $140,800
2021	$508.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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