Berrien County property record for 527 Upton Dr N, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 984 sqft · built 1935 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jun 2018) |
| Tax Bill | $5,614 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-1900-0056-00-7 |
| Primary APN | 76-1900-0056-00-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Basement Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 527 UPTON DR N |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - E |
| Legal Description | LOT 56 EDGEWATER ADD TO CITY OF ST JOSEPH |
| Legal Subdivision | EDGEWATER |
| Legal Lot Number | 56 |
| Legal Unit | 56 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 801 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 531 UPTON DR N, SAINT JOSEPH, MI 49085-1090 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Sep 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Aug 21, 2023 | Intrafamily Transfer, Transfer |
| Feb 11, 2022 | Intrafamily Transfer, Transfer |
| Jun 5, 2018 | Deed, Transfer · Conventional Mortgage UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2018 · Amount on Record |
| Deed Sale | Jun 5, 2018 · Amount on Record |
| Prior Sale | Jun 5, 2018 · Amount on Record |
| Deed Book / Page | 3207 / 1966 |
| Last Transfer Date | Aug 10, 2023 |
| Transfer Doc | 03410/1821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 527 UPTON DR N, SAINT JOSEPH, MI 49085-1090 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 531 UPTON DR N, SAINT JOSEPH, MI 49085-1090 |
| Document Number | 03348/2195 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 3348/2195 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 527 UPTON DR N, SAINT JOSEPH, MI 49085-1090 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 03248/2966 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 3248/2966 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 21, 2023 |
| Property Address | 527 UPTON DR N, SAINT JOSEPH, MI 49085-1090 |
| Document Number | 03410/1821 |
| Book / Page | 3410 / 1821 |
| Map Reference | VOL 4 PG 52 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 2023387284 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 531 UPTON DR N, SAINT JOSEPH, MI 49085-1090 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Feb 11, 2022 |
| Property Address | 527 UPTON DR N, SAINT JOSEPH, MI 49085-1090 |
| Document Number | 03363/1862 |
| Book / Page | 3363 / 1862 |
| Map Reference | LB 4 PG 52 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 2022343026 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 531 UPTON DR N, SAINT JOSEPH, MI 49085-1090 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jun 5, 2018 |
| Property Address | 527 UPTON DR N, SAINT JOSEPH, MI 49085-1090 |
| Document Number | 03207/1966 |
| Book / Page | 3207 / 1966 |
| Map Reference | LB4 PG52 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 SIERRA WAY, STEVENSVILLE, MI 49127 |
| Name | Verified Name |
|---|---|
| Address | 531 UPTON DR N, SAINT JOSEPH, MI 49085-1090 |
| Document Number | 0032071968 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 3207/1968 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,800 (+60.95%) | $339,600 (+60.95%) | |
| 2025 | $5,614.00 (+12.46%) | ||
| 2023 | $105,500 (+13.32%) | $211,000 (+13.32%) | |
| 2022 | $4,992.00 (+4.59%) | $93,100 | $186,200 |
| 2021 | $4,773.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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