527 Treasure Dr, Oswego, IL 60543 Property Records

Kendall County property record for 527 Treasure Dr, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,260 sqft · built 2002
Lot Size0.289 acres (12,593 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Nov 2011)
Tax Bill$10,319 (2024)
Deeds & MortgagesOct 2025 Line of Credit
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-11-202-015

Property Details

APN / Parcel Number

Primary APN03-11-202-015

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,260 sqft Living Area
Gross Area4,006 sqft
1st Floor Area2,260 sqft
Basement Area1,126 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area12,593 sqft (0.289 acres)
Garage TypeAttached
Garage Area620 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address527 TREASURE DR
CityOSWEGO
StateIL
Zip60543-7801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 OGDEN FALLS UNIT 2 PHASE 1 VILLAGE OF OSWEGO.
Legal SubdivisionOGDEN FALLS UNIT 2 PHASE 1
Legal Lot Number14
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2002
Census Tract890105

Owner

527 Treasure Dr is owned and occupied by an individual who acquired it in July 2021.

Source: Kendall County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address527 TREASURE DR, OSWEGO, IL 60543-7801
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed of Trust, Mortgage · Line of Credit
EARTHMOVER CU
Dec 10, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2011 · Amount on File
Deed SaleNov 14, 2011 · Amount on File
Prior SaleJul 21, 2011
Deed Document Number201118740
Last Transfer DateJul 14, 2021
Transfer Doc0000032324
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address527 TREASURE DR, OSWEGO, IL 60543-7801
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013496
DateOct 15, 2025
Instrument202500013496
Lender
NameEARTHMOVER CU
TypeCredit Union
AddressAURORA, IL 60507
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 14, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENDALL IL
Recording DateDec 10, 2021
Property Address527 TREASURE DR, OSWEGO, IL 60543-7801
Document Number0000032324
Instrument DateJul 14, 2021
Instrument202100032324
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address16722 GRAND AVE, 16722, OMAHA, NE 68116-4224

Transferred To (Grantee/Buyer)

NameVerified Name
Address527 TREASURE DR, OSWEGO, IL 60543-7801

Mortgage

Document Number0000032325
DateDec 10, 2021
Instrument202100032325
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term236 Months
DueAug 1, 2041

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$150,337 Land $36,030 Building $114,307$451,011 Land $108,090 Building $342,921
2024$10,319.00
2022$113,017 Land $27,086 Building $85,931$339,051 Land $81,258 Building $257,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 527 Treasure Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 Treasure Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Watch TV
Fixed Wireless
400 / 40
AT&T
DSL
100 / 20

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