Newport City property record for 527 Thames St, Newport, RI 02840
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3.5 ba · 5,255 sqft · built 1924 |
| Lot Size | 0.062 acres (2,683 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,700,000 (Jan 2026) |
| Tax Bill | $6,890 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R06811 |
| Primary APN | R06811 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 5 Half Baths |
| Stories | 3 Stories |
| Building Area | 5,255 sqft Total Area |
| Gross Area | 5,405 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 2,683 sqft (0.062 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R06811 |
|---|---|
| Street Address | 527 THAMES ST |
| City | NEWPORT |
| State | RI |
| Zip | 02840-6710 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | WB |
| Legal Block | 196 |
| Jurisdiction | NEWPORT RI |
| Township / Civil Division | NEWPORT |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 41000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Southern Thames Historic District listed 2008 · 739 contributing resources · NRIS 08000314 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
527 Thames St, a commercial property, is owned by a company that bought it in January 2026.
Source: Newport City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 222 BELLEVUE AVE, NEWPORT, RI 02840-3515 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2026 | Warranty Deed, Transfer THAMES NAUTILUS LLC |
| Jun 14, 2022 | Warranty Deed, Transfer · Second Mortgage (Down Payment) MECHANICS COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on File |
| Deed Sale | Jan 16, 2026 · Amount on File |
| Prior Sale | Jun 14, 2022 · Amount on File |
| Deed Document Number | 2026159554 |
| Deed Book / Page | 3291 / 34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWPORT RI |
| Recording Date | Jan 16, 2026 |
| Property Address | 527 THAMES ST, NEWPORT, RI 02840-6710 |
| Document Number | 0003291-34 |
| Book / Page | 3291 / 34 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 159554 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 222 BELLEVUE AVE, NEWPORT, RI 02840-3515 |
| Document Number | 0003291-38 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 3291/38 |
| Instrument | 159555 |
| Name | THAMES NAUTILUS LLC |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWPORT RI |
| Recording Date | Jun 14, 2022 |
| Property Address | 527 THAMES ST, NEWPORT, RI 02840-6710 |
| Document Number | 003093-244 |
| Book / Page | 3093 / 244 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 143444 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 NEWMAN AVE UNIT 1005, 1005, RUMFORD, RI 02916-3601 |
| Document Number | 0000143448 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 143448 |
| Name | MECHANICS COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 527 Thames St was $6,890.
Source: Newport City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Newport City |
| Unified School District | Newport School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,890.00 | $959,600 Land $408,400 Building $551,200 | $1,952,015 |
| 2023 | $933,100 Land $365,200 Building $567,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 527 Thames St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 90 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 204 units insured incl. 114 condo units |
| Nearby Flood Claims | 60 (1980–2025) |
| Claims Outside the SFHA | 5 of 60 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 527 Thames St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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