527 Sycamore Ave, Sidney, OH 45365 Property Records

Shelby County property record for 527 Sycamore Ave, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1970
Lot Size	0.267 acres (11,651 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Mar 2017)
Tax Bill	$500 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-1825353.044`

Property Details

APN / Parcel Number

Primary APN	`01-1825353.044`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Brick
Roof Material	Shingle
Lot Area	11,651 sqft (0.267 acres)
Lot Dimensions	191 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	527 SYCAMORE AVE
City	SIDNEY
State	OH
Zip	45365-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3800 SYCAMORE HEIGHTS SUB CITY OF SIDNEY 020-18-25-353-044PLAT V7 P45
Legal Subdivision	SYCAMORE HEIGHTS SUBDIVISION
Legal Lot Number	3800
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	3
Census Block	3020
Census Tract	971800

Owner

527 Sycamore Ave is owned and occupied by two individuals who bought it in March 2017.

Source: Shelby County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	527 SYCAMORE AVE, SIDNEY, OH 45365-1205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 16, 2020	Deed of Trust, Mortgage · Line of Credit WESTERN OHIO MORTGAGE CORP
Jun 4, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Mar 23, 2017	Limited Warranty Deed, Transfer · VA Mortgage WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Prior Sale	Oct 30, 2008 · Amount on File
Deed Document Number	20171629
Deed Book / Page	2077 / 19
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	527 SYCAMORE AVE, SIDNEY, OH 45365-1205
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 SYCAMORE AVE, SIDNEY, OH 45365-1205

Mortgage

Document Number	02309/5476
Date	Jun 28, 2022
Book Page	2309/5476
Instrument	202203642

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 5, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	527 SYCAMORE AVE, SIDNEY, OH 45365-1205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2254/174
Date	Nov 16, 2020
Book Page	2254/174
Instrument	202000007120

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	SIDNEY, OH 45365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	527 SYCAMORE AVE, SIDNEY, OH 45365-1205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2130/420
Date	Jun 4, 2018
Book Page	2130/420
Instrument	201800002659

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

March 2017: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Mar 23, 2017
Property Address	527 SYCAMORE AVE, SIDNEY, OH 45365-1205
Document Number	002077/019
Book / Page	2077 / 019
Map Reference	MB7 PG45
Instrument Date	Mar 20, 2017
Instrument	201700001629
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 565, SIDNEY, OH 45365-0565

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	527 SYCAMORE AVE, SIDNEY, OH 45365-1205

Mortgage

Document Number	201700001630
Date	Mar 23, 2017
Instrument	201700001630

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 527 Sycamore Ave was $500 with exemptions applied, down 61.1% from the year before.

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$500.00 (-61.12%)	$36,560 (-) Land $7,180 Building $29,380
2024	$1,286.00 (-5.09%) Homeowner's exemption	$36,560 (-) Land $7,180 Building $29,380
2023	$1,355.00 (+14.93%) Homeowner's exemption	$36,560 (+30.9%) Land $7,180 Building $29,380	$104,430 Land $20,500 Building $83,930
2022	$1,179.00 Homeowner's exemption	$27,930 Land $6,660 Building $21,270
2020			$79,790 Land $19,030 Building $60,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 527 Sycamore Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 527 Sycamore Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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