527 Spring Trce, Williamsburg, VA 23188 Property Records

James City County property record for 527 Spring Trce, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,423 sqft · built 1986
Lot Size	0.062 acres (2,701 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Jun 2018)
Tax Bill	$2,666 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-1 04-0-0027`

Property Details

APN / Parcel Number

Primary APN	`32-1 04-0-0027`
Alternative APN	`17044`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,423 sqft Living Area
Basement Area	812 sqft
Finished Basement	812 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	2,701 sqft (0.062 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17044
Street Address	527 SPRING TRCE
City	WILLIAMSBURG
State	VA
Zip	23188-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL RESIDENTIAL
Legal Description	L-27 S-5E SEASONS TRACE
Legal Subdivision	SEASONS TRACE
Legal Lot Number	27
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	3
Census Block	3002
Census Tract	80305

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	527 SPRING TRCE, WILLIAMSBURG, VA 23188-1653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORPORATION
Jun 22, 2018	Warranty Deed, Transfer · Conventional with PMI OVM FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Dec 9, 2014 · Amount on Record
Deed Document Number	180010570
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	527 SPRING TRCE, WILLIAMSBURG, VA 23188-1653
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201101
Date	Jan 25, 2022
Instrument	202201101

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.38%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 22, 2018
Property Address	527 SPRING TRCE, WILLIAMSBURG, VA 23188-1653
Document Number	0000010570
Instrument Date	Jun 11, 2018
Instrument	10570
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 SPRING TRCE WILLIAMSBURG VA 231881653, WILLIAMSBURG, VA 23188-1653

Mortgage

Document Number	10571
Date	Jun 22, 2018
Instrument	10571

Lender

Name	OVM FIN'L

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,666.00 (+6.38%)	$321,300 (+27.6%) Land $57,300 Building $264,000	$321,300 (+27.6%) Land $57,300 Building $264,000
2024	$2,506.00 (+19.96%)
2023	$2,089.00	$251,800 Land $49,800 Building $202,000	$251,800 Land $49,800 Building $202,000
2022	$2,089.00 (+16.38%)
2019	$1,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber, T-Mobile.

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