Cherokee County property record for 527 Skull Shoals Rd, Gaffney, SC 29340
| Property Type | Exempt (Full or Partial) |
|---|---|
| Lot Size | 50.2 acres (2,189,326 sqft) |
| Owner | 2 Company Names on File |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-00-00-007.002 |
| Primary APN | 168-00-00-007.002 |
|---|---|
| Alternative APN |
|
| Lot Area | 2,189,326 sqft (50.2 acres) |
|---|
| Old Parcel Number | 1680000007002 00009837 |
|---|---|
| Street Address | 527 SKULL SHOALS RD |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-6560 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | SKULL SHOALS RD [OFF] EX GRANTED PER DOR 2011> ADDRESS CHANGED PER DOROTHY ELLER 8-20-12 RP |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | SARATT |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970700 |
527 Skull Shoals Rd is owned by a company that acquired it in August 2010 and is owner-occupied.
Source: Cherokee County records, as of November 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 527 SKULL SHOALS RD, GAFFNEY, SC 29340-6560 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 1, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Oct 31, 2019 | Deed of Trust, Mortgage · VA Mortgage PRIME LNDG |
| Jan 17, 2019 | Deed of Trust, Mortgage MADISON HOMEBUILDERS |
| Oct 18, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2010 |
| Deed Sale | Aug 18, 2010 |
| Deed Document Number | 0000038624 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | OFC SKULL SHOALS RD, GAFFNEY, SC 29340 |
| Document Number | 0001242006 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | VISIONET SYSTEMS INC |
| Name | Verified Name |
|---|---|
| Address | 529 SKULL SHOALS RD GAFFNEY SC 293406560, GAFFNEY, SC 29340-6560 |
| Document Number | 0001242006 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 000124/002006 |
| Instrument | 3670 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | OFC SKULL SHOALS RD, GAFFNEY, SC 29340 |
| Document Number | 0001170970 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | NTC TITLE |
| Name | Verified Name |
|---|---|
| Address | 529 SKULL SHOALS RD GAFFNEY SC 293406560, GAFFNEY, SC 29340-6560 |
| Document Number | 0001170970 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 000117/000970 |
| Instrument | 5567 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 3, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | OFC SKULL SHOALS RD, GAFFNEY, SC 29340 |
| Document Number | 0001100041 |
| Instrument Date | Jan 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2019 |
| Name | Verified Name |
|---|---|
| Address | 529 SKULL SHOALS RD GAFFNEY SC 293406560, GAFFNEY, SC 29340-6560 |
| Document Number | 0001100041 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 000110/000041 |
| Instrument | 578 |
| Name | MADISON HOMEBUILDERS |
|---|---|
| Type | Construction/Development Company |
| Address | CHARLOTTE, NC 28203 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Oct 18, 2018 |
| Property Address | OFC SKULL SHOALS RD, GAFFNEY, SC 29340 |
| Document Number | 0001071211 |
| Book / Page | 000107 / 001211 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 5079 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 527 SKULL SHOALS RD GAFFNEY SC 293406560, GAFFNEY, SC 29340-6560 |
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2025 | Additional exemption filed |
| 2023 | Additional exemption filed |
FEMA maps place 527 Skull Shoals Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 527 Skull Shoals Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOUCHER WD (1120004) serves 5,426 people · EPA ID SC1120004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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