527 Simpson St, Santa Rosa, CA 95401 Property Records

Sonoma County property record for 527 Simpson St, Santa Rosa, CA 95401

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,102 sqft · built 1971
Lot Size	2.29 acres (1 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Jun 1992)
Tax Bill	$2,349 (2025)
Deeds & Mortgages	Jan 2019 Reverse Mortgage Mar 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-530-012-000`

Property Details

APN / Parcel Number

Primary APN	`010-530-012-000`
Alternative APN	`010-530-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1 sqft
Garage Area	580 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	010-530-012
Street Address	527 SIMPSON ST
City	SANTA ROSA
State	CA
Zip	95401-5303
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	CITYSR
Legal Description	LINCOLN MANOR SUB 1 LOT 48
Legal Subdivision	LINCOLN MANOR SUB
Legal Block	2
Legal Lot Number	48
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	2
Census Block	2003
Census Tract	153002

Owner

527 Simpson St, a planned unit development, is owned and occupied by an individual who acquired it in November 2011.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	527 SIMPSON ST, SANTA ROSA, CA 95401-5303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2019	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Mar 2, 2020	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Feb 21, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jan 25, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 1992 · Amount on File
Deed Sale	Jun 30, 1992 · Amount on File
Deed Document Number	199279933
Last Transfer Date	Nov 4, 2011
Transfer Doc	0000102112
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	527 SIMPSON ST, SANTA ROSA, CA 95401-5303
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009135
Date	Jan 31, 2019
Instrument	2019009135

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.54%
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	527 SIMPSON ST, SANTA ROSA, CA 95401-5303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015803
Date	Mar 2, 2020
Instrument	2020015803

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.54%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	527 SIMPSON ST, SANTA ROSA, CA 95401-5303
Document Number	0000015804
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 SIMPSON ST SANTA ROSA CA 954015303, SANTA ROSA, CA 95401-5303

Mortgage

Document Number	0000015804
Date	Mar 2, 2020
Instrument	15804

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months

Interest

Rate	3.54%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	527 SIMPSON ST, SANTA ROSA, CA 95401-5303
Document Number	0000009136
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 SIMPSON ST SANTA ROSA CA 954015303, SANTA ROSA, CA 95401-5303

Mortgage

Document Number	0000009136
Date	Jan 31, 2019
Instrument	9136

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	4.54%

Tax Assessment & Valuation

The 2025 property tax bill for 527 Simpson St was $2,349 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$211,907 (+2%) Land $90,169 Building $121,738
2025	$2,349.00 Homeowner's exemption	$207,752 Land $88,401 Building $119,351
2023	$2,276.00 (+6.7%) Homeowner's exemption	$199,686 Land $84,969 Building $114,717
2022	$2,133.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 527 Simpson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 527 Simpson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, Verizon.

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