527 Silver Lake Dr, Chagrin Falls, OH 44022 Property Records

Cuyahoga County property record for 527 Silver Lake Dr, Chagrin Falls, OH 44022

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,365 sqft · built 2022
Lot Size0.198 acres (8,609 sqft)
Owner2 Individual Names on File
Last Sale$695,000 (Feb 2023)
Tax Bill$13,457 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Feb 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN901-08-198

Property Details

APN / Parcel Number

Primary APN901-08-198

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,365 sqft Living Area
Gross Area6,221 sqft
1st Floor Area2,350 sqft
2nd Floor Area1,015 sqft
Basement Area2,350 sqft
Finished Basement1,175 sqft
Unfinished Basement1,175 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2023
Architectural StyleCape Cod
Exterior MaterialStucco
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,609 sqft (0.198 acres)
Lot Dimensions126 ft deep x 69 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area242 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street AddressSILVER LAKE DR
CityORANGE
StateOH
Zip44022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS-1
Legal Description89 AFN- 202006290158
Legal SubdivisionRESUBDIVISION PHASE 5 LAKES OF ORANGE
JurisdictionCUYAHOGA OH
Township / Civil DivisionORANGE
Census Block Group3
Census Block3011
Census Tract197100

Owner

527 Silver Lake Dr is owned by two individuals who bought it in February 2023.

Source: Cuyahoga County records, as of June 8, 2026

Owner of Record2 Individual Names on File
Mailing Address9301 S INNOVATION DR, 280, DALEVILLE, IN 47334-9516
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Feb 8, 2023Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST MERCHANTS BANK
Jun 21, 2022Limited Warranty Deed, Transfer
GUARDIAN LAND TITLE, GUARDIAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2023 · Amount on File
Deed SaleFeb 8, 2023 · Amount on File
Prior SaleJun 21, 2022 · Amount on File
Deed Document Number2023456
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Recording DateMay 26, 2026
Property Address527 SILVER LAKE DR, CHAGRIN FALLS, OH 44022-1577
Document Number0000000054
Instrument DateMay 16, 2026
Instrument202654
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman, 286
Address527 SILVER LAKE DR, CHAGRIN FALLS, OH 44022-1577

Mortgage

Document Number0000000054,
DateMay 26, 2026
Instrument202654
Lender
NameLENDAGE LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJun 1, 2036
Interest
Rate6.3%
Max Rate-1%

February 2023: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionCUYAHOGA OH
Recording DateFeb 8, 2023
Property Address527 SILVER LAKE DR, CHAGRIN FALLS, OH 44022-1577
Document Number0000000456
Map ReferenceFILE 202006290158
Instrument DateJan 27, 2023
Instrument202302080456
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 23, 2026
Title CompanyOMEGA TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address527 SILVER LAKE DR, CHAGRIN FALLS, OH 44022-1577

Mortgage

Document Number0000000457
DateFeb 8, 2023
Instrument202302080457
Lender
NameFIRST MERCHANTS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateFeb 1, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.7%
IndexOther
Margin3
Max Rate10.7%

June 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionCUYAHOGA OH
Recording DateJun 21, 2022
Property Address527 SILVER LAKE DR, CHAGRIN FALLS, OH 44022-1577
Document Number0000000398
Map ReferenceFILE 202006290158
Instrument DateJun 17, 2022
Instrument202206210398
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyGUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address387 MEDINA RD STE 1700, 1700, MEDINA, OH 44256-9679
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 527 Silver Lake Dr was $13,457, up 1.5% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityOrange Village
Unified School DistrictOrange City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,457.00 (+1.49%)$243,250 (-) Land $42,140 Building $201,110$695,000 (-) Land $120,400 Building $574,600
2024$13,260.00 (+32.64%)$243,250 (+57.63%) Land $42,140 Building $201,110$695,000 Land $120,400 Building $574,600
2023$9,997.00 (+432.04%)$154,320 (+499.07%) Land $25,760 Building $128,560
2022$1,879.00$25,760 Land $25,760
2021$440,900 Land $73,600 Building $367,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 527 Silver Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 Silver Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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