527 Shepherds Way, Morrow, OH 45152 Property Records

Warren County property record for 527 Shepherds Way, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,837 sqft · built 2011
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on Record
Last Sale	$19,500 (Feb 2011)
Tax Bill	$5,777 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-32-343-011-0`

Property Details

APN / Parcel Number

Primary APN	`13-32-343-011-0`
Alternative APNs	`1332343011` `6810979`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,837 sqft Living Area
Gross Area	2,277 sqft
1st Floor Area	1,837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,001 sqft (0.276 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	6810979
Street Address	527 SHEPHERDS WAY
City	MORROW
State	OH
Zip	45152-7948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHEPHERDS CROSSING LOT 4
Legal Subdivision	SHEPHERDS CROSSING
Legal Block	979
Legal Lot Number	4
Jurisdiction	WARREN OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	32100

Owner

Source: Warren County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	527 SHEPHERDS WAY, MORROW, OH 45152-7948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Quit Claim Deed, Transfer · Conventional Mortgage SUPERIOR CREDIT UNION
Feb 16, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2011 · Amount on Record
Deed Sale	Feb 11, 2011 · Amount on Record
Deed Document Number	2011814809
Deed Book / Page	5271 / 145
Last Transfer Date	Feb 3, 2026
Transfer Doc	0000020674
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	Jul 23, 2026
Property Address	527 SHEPHERDS WAY, MORROW, OH 45152-7948
Document Number	0000020674
Instrument Date	Feb 3, 2026
Instrument	202620674
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 SHEPHERDS WAY, MORROW, OH 45152-7948
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020882,
Date	Jul 23, 2026
Instrument	202620882

Lender

Name	SUPERIOR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	527 SHEPHERDS WAY, MORROW, OH 45152-7948
Document Number	0000008021
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	527 SHEPHERDS WAY MORROW OH 451527948, MORROW, OH 45152-7948

Mortgage

Document Number	0000008021
Date	Mar 22, 2018
Instrument	8021

Lender

Name	WELLS FARGO BK/TX
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Union Township
Municipality	South Lebanon City
Unified School District	Kings Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,777.00 (+16.94%)	$112,700 (+32.79%) Land $28,000 Building $84,700	$322,000 (+32.79%) Land $80,000 Building $242,000
2023	$4,940.00 (+1.08%)	$84,872 (-) Land $15,820 Building $69,052
2022	$4,887.00	$84,872 Land $15,820 Building $69,052	$242,490 (-) Land $45,200 Building $197,290
2021			$242,490 Land $45,200 Building $197,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	41 (1995–2018)
Claims Outside the SFHA	6 of 41
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH LEBANON CITY PWS serves 7,792 people · EPA ID OH8301312
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	May 2023
Also Mapped Here	WESTERN WATER COMPANY
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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