La Crosse County property record for 527 Sand Lake Rd, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jan 2026) |
| Tax Bill | $4,193 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-001351-000 |
| Primary APN | 018-001351-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Account Number | 41461 |
|---|---|
| Old Parcel Number | 18 1351 0 |
| Street Address | 527 SAND LAKE RD |
| City | ONALASKA |
| State | WI |
| Zip | 54650-2674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAND LAKE TERRACE ADDITION LOT 1 BLOCK 1 |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 04 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | SAND LAKE TERRACE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 10403 |
Source: La Crosse County assessment roll, APN 018-001351-000, as of January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 527 SAND LAKE RD, ONALASKA, WI 54650-2674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE |
| Aug 13, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROYAL BANK |
| Jun 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on Record |
| Deed Sale | Jan 29, 2026 · Amount on Record |
| Prior Sale | Apr 23, 2021 · Amount on Record |
| Deed Document Number | 1844346 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Jan 29, 2026 |
| Property Address | 527 SAND LAKE RD, ONALASKA, WI 54650-2674 |
| Document Number | 0001844346 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 1844346 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 527 SAND LAKE RD, ONALASKA, WI 54650-2674 |
| Document Number | 0001844347 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 1844347 |
| Name | SUMMIT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 527 SAND LAKE RD, ONALASKA, WI 54650-2674 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001752302 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 1752302 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Apr 23, 2021 |
| Property Address | 527 SAND LAKE RD, ONALASKA, WI 54650-2674 |
| Document Number | 0001771022 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 1771022 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $742.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 527 SAND LAKE RD, ONALASKA, WI 54650-2674 |
| Document Number | 0001771023 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 1771023 |
| Name | ROYAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Jun 12, 2019 |
| Property Address | 527 SAND LAKE RD, ONALASKA, WI 54650-2674 |
| Document Number | 1727378 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 1727378 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 527 SAND LAKE RD, ONALASKA, WI 54650-2674 |
| Document Number | 1727379 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 1727379 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: La Crosse County assessment roll as of January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,193.00 (+0.34%) Homeowner's exemption | $323,300 (+30.63%) Land $70,000 Building $253,300 | $327,000 (+32.12%) |
| 2023 | $4,179.00 Homeowner's exemption | $247,500 Land $50,000 Building $197,500 | $247,500 Land $50,000 Building $197,500 |
Source: FEMA National Flood Hazard Layer, La Crosse County (55063C), as of February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 300 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system WI6320327, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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