Saginaw County property record for 527 S Main St, Oakley, MI 48649
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,890 sqft · built 1885 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Aug 2021) |
| Tax Bill | $3,372 (2025) |
| Deeds & Mortgages | Aug 2021 Sale Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-3-31-0322-800 |
| Primary APN | 07-09-3-31-0322-800 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,546 sqft |
| Basement Area | 810 sqft |
| Unfinished Basement | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 132 ft deep x 99 ft wide |
| Porch | Porch |
| Porch Area | 201 sqft |
| Patio Area | 414 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 527 S MAIN ST |
|---|---|
| City | OAKLEY |
| State | MI |
| Zip | 48649-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | LOT 6 & S 1/2 OF LOT 7 BLK 3 PHILIP MICKLES DIVISION VILLAGE OF OAKLEY SEC 31 T9N R3E |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 31 |
| Legal Subdivision | PHILIP MICKLES DIVISION |
| Legal Block | 3 |
| Legal Lot Number | 6-7 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRADY |
| Census Block Group | 4 |
| Census Block | 4049 |
| Census Tract | 12500 |
527 S Main St is owned and occupied by two individuals who bought it in August 2021.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 527 S MAIN ST, OAKLEY, MI 48649-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Aug 9, 2021 | Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 27, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 11, 2019 | Tax Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on File |
| Deed Sale | Aug 9, 2021 · Amount on File |
| Prior Sale | Sep 27, 2019 · Amount on File |
| Deed Document Number | 202126287 |
| Prior Transfer Date | May 28, 2021 |
| Prior Transfer Doc | 0000026285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 9, 2021 |
| Property Address | 527 S MAIN ST, OAKLEY, MI 48649-9701 |
| Document Number | 0000026287 |
| Map Reference | LB 38 PG 199 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021026287 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 712, OWOSSO, MI 48867-0712 |
| Name | Verified Name |
|---|---|
| Address | 408 GUTE ST, OWOSSO, MI 48867-4411 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 9, 2021 |
| Property Address | 527 S MAIN ST, OAKLEY, MI 48649-9701 |
| Document Number | 0000026285 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021026285 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13221 BAUMGARTNER RD, 13221, SAINT CHARLES, MI 48655-9679 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 712, OWOSSO, MI 48867-0712 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026286 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021026286 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 27, 2019 |
| Property Address | 527 S MAIN ST, OAKLEY, MI 48649-9701 |
| Document Number | 0000024346 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 24346 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $16.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 712 OWOSSO MI 488670712, OWOSSO, MI 48867-0712 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 11, 2019 |
| Property Address | 527 S MAIN ST, OAKLEY, MI 48649-9701 |
| Document Number | 0000015420 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 15420 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 527 S Main St was $3,372 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brady Township |
| Municipality | Oakley Village |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $82,300 | $164,600 | |
| 2025 | $3,372.00 Homeowner's exemption | ||
| 2023 | $69,400 | $138,800 | |
| 2022 | $1,886.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 527 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 527 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures