Shiawassee County property record for 527 Rubelman Dr, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $81,777 (Jul 2009) |
| Tax Bill | $3,393 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Jan 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-360-000-014-00 |
| Primary APN | 050-360-000-014-00 |
|---|
| Lot Area | 12,197 sqft (0.28 acres) |
|---|
| Street Address | 527 RUBELMAN DR |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 KRUST SUB DIV |
| Legal Subdivision | KRUST SUB |
| Legal Lot Number | 14 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30500 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 527 RUBELMAN DR, OWOSSO, MI 48867-1859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 1, 2017 | Loan Modification, Mortgage · Conventional Mortgage INDEPENDENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2009 · Amount on Record |
| Deed Sale | Jul 27, 2009 · Amount on Record |
| Deed Document Number | 20093201704 |
| Deed Book / Page | 1138 / 964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 527 RUBELMAN DR, OWOSSO, MI 48867-1859 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 527 RUBELMAN DR, OWOSSO, MI 48867-1859 |
| Document Number | 0013090356 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 1309/356 |
| Instrument | 3373505 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 527 RUBELMAN DR, OWOSSO, MI 48867-1859 |
| Document Number | 0012300757 |
| Book / Page | 001230 / 000757 |
| Instrument Date | Jan 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 527 RUBELMAN DR OWOSSO MI 488671859, OWOSSO, MI 48867-1859 |
| Document Number | 0012300757 |
|---|---|
| Date | Feb 8, 2017 |
| Book Page | 001230/000757 |
| Instrument | 3294065 |
| Name | INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | 4200 E BELTLINE AVE NE, GRAND RAPIDS, MI 49525-9783 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Feb 7, 2039 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,500 (+11.86%) | $215,000 (+11.86%) | |
| 2025 | $3,393.00 (+3.26%) Homeowner's exemption | $96,100 (+21.03%) | $192,200 (+21.03%) |
| 2023 | $3,286.00 Homeowner's exemption | $79,400 | $158,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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