527 Railroad St, Benham, KY 40807 Property Records

Harlan County property record for 527 Railroad St, Benham, KY 40807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1930
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$184 (2025)
Flood Zone	Zone X (minimal risk)
APN	`206-40-05-005.00`

Property Details

APN / Parcel Number

Primary APN	`206-40-05-005.00`
Alternative APN	`36284`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area

Exterior

Year Built	Built 1930
Exterior Material	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC

Location & Zoning

Account Number	36284
Street Address	527 RAILROAD ST
City	BENHAM
State	KY
Zip	40807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	HARLAN KY
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2026

Owner

Source: Harlan County records · APN 206-40-05-005.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 411, BENHAM, KY 40807-0411
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000488494
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Harlan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Benham City
County	Harlan County
Unified School District	Harlan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$184.00	$10,000 (-) Land $5,000 Building $5,000	$10,000 (-) Land $5,000 Building $5,000
2023	$184.00	$10,000 Land $5,000 Building $5,000	$10,000 Land $5,000 Building $5,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harlan County (21095C), updated August 17, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	High above 71% of the US · above 83% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 80 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Access Cable Television Fiber · Cable	2,000 / 2,000
Uniti Group Fiber	2,000 / 2,000

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CUMBERLAND MUNICIPAL WATER WORKS serves 2,843 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2020 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.