527 Pine St, Ceresco, NE 68017 Property Records

Saunders County property record for 527 Pine St, Ceresco, NE 68017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1993
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Sep 2025)
Tax Bill	$5,585 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2983-32-2-03050-000-2000`

Property Details

APN / Parcel Number

Primary APN	`2983-32-2-03050-000-2000`
Alternative APN	`005302000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Finished Basement	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	205 ft deep x 187 ft wide
Garage Type	Mixed
Garage Area	1,512 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	91 sqft
Deck Area	Deck Area
Patio Area	91 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	527 PINE ST
City	CERESCO
State	NE
Zip	68017-4164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	TR 187.50'X 205' E 1/2 SE NW 32-13-7 (.88 ACRES); MAP NUMBER: 2983-32-2-03050-000-2000
Legal Range	07
Legal Township	13
Legal Section	32
Legal Subdivision	CERESCO-TRACTS 32-13-7
Jurisdiction	SAUNDERS NE
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4169
Census Tract	968200

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	527 PINE ST, CERESCO, NE 68017-4164
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Personal Representative Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Feb 23, 2021	Warranty Deed, Transfer HOMESERVICES TITLE
Feb 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARBOR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	2025256
Deed Book / Page	625 / 1308
Record Updated	Sep 20, 2026

September 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SAUNDERS NE
Recording Date	Sep 22, 2025
Property Address	527 PINE ST, CERESCO, NE 68017-4164
Document Number	0006251308
Book / Page	625 / 1308
Instrument Date	Sep 22, 2025
Instrument	2025-09-256
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TOP TIER TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006251309
Date	Sep 22, 2025
Book Page	625/1309
Instrument	2025-09-257

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Feb 23, 2021
Property Address	527 PINE ST, CERESCO, NE 68017-4164
Document Number	0005540261
Book / Page	554 / 261
Instrument Date	Feb 18, 2021
Instrument	2021-02-462
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	HOMESERVICES TITLE

Transaction

Amount	Amount Recorded
Tax	$749.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	527 PINE ST, CERESCO, NE 68017-4164
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005140754
Date	Feb 27, 2019
Book Page	514/754
Instrument	2019-02-255

Lender

Name	ARBOR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ceresco Village
County	Saunders County
County Subdivision	Richland Township
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,585.00 (-1.34%)	$392,625 (+23%) Land $46,719 Building $345,906	$392,625 (+23%) Land $46,719 Building $345,906
2023	$5,661.00	$319,209 Land $30,109 Building $289,100	$319,209 Land $30,109 Building $289,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Jul 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CERESCO serves 919 people · EPA ID NE3115503
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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