Webb County property record for 527 Otero Dr, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 3,213 sqft · built 2016 |
| Lot Size | 0.151 acres (6,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,925 (Dec 2024) |
| Tax Bill | $1,999 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 989-80007-330 |
| Primary APN | 989-80007-330 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,213 sqft Living Area |
| Gross Area | 3,673 sqft |
| 1st Floor Area | 1,997 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,579 sqft (0.151 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 483 sqft |
| Balcony Area | 121 sqft |
| Street Address | 527 OTERO DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-6885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 7, LOT 33, PHASE 2 |
| Legal Subdivision | SAN ISIDRO NORTHEAST LA CUESTA |
| Legal Phase | 2 |
| Legal Block | 7 |
| Legal Lot Number | 33 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO NORTH-WEBB |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 1727 |
527 Otero Dr is owned and occupied by two individuals who bought it in December 2024.
Source: Webb County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 527 OTERO DR, LAREDO, TX 78045-6885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2024 · Amount on File |
| Deed Sale | Dec 12, 2024 · Amount on File |
| Deed Document Number | 20241545570 |
| Deed Book / Page | 5756 / 390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 527 OTERO DR, LAREDO, TX 78045-6885 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 527 OTERO DR, LAREDO, TX 78045-6885 |
| Document Number | 005244/584 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 5244/584 |
| Instrument | 1463266 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 527 Otero Dr was $1,999 with a homeowner's exemption, down 27.9% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,000 (+3.8%) Land $101,317 Building $308,683 | $410,000 (+3.8%) Land $101,317 Building $308,683 | |
| 2025 | $1,999.00 (-27.86%) | $395,000 Land $101,317 Building $293,683 | $395,000 Land $101,317 Building $293,683 |
| 2024 | $2,771.00 | ||
| 2023 | $407,129 Land $87,698 Building $319,431 | $407,129 Land $87,698 Building $319,431 | |
| 2022 | $2,381.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 527 Otero Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 527 Otero Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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