527 Oak St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 527 Oak St, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,305 sqft · built 1959
Lot Size	0.079 acres (3,428 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Aug 2021)
Tax Bill	$8,482 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-03243-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`07-03243-0000-00028`
Alternative APN	`070324300028`

Interior

Stories	1 Story
Building Area	1,305 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,428 sqft (0.079 acres)
Lot Dimensions	152 ft deep x 25 ft wide

Location & Zoning

Street Address	527 OAK ST
City	PASSAIC
State	NJ
Zip	07055-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	3243
Legal Lot Number	28
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1004
Census Tract	175603

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	527 OAK ST, PASSAIC, NJ 07055-2134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	202153542
Deed Book / Page	4112 / 60
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 20, 2021
Property Address	527 OAK ST, PASSAIC, NJ 07055-2134
Document Number	0000053542
Book / Page	D4112 / 60
Instrument Date	Jun 30, 2021
Instrument	2021053542
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,067.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 MAPLE AVENUE, 58, WELLINGTON, NV 89444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 OAK ST, PASSAIC, NJ 07055-2134

Mortgage

Document Number	0000053543
Date	Aug 20, 2021
Instrument	2021053543

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,200 (-) Land $82,200 Building $117,000	$199,200 (-) Land $82,200 Building $117,000
2025	$8,482.00 (+3.28%)	$199,200 (-) Land $82,200 Building $117,000	$199,200 (-) Land $82,200 Building $117,000
2024	$8,213.00 (+6.17%)
2023		$199,200 Land $82,200 Building $117,000	$199,200 Land $82,200 Building $117,000
2022	$7,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20