527 Nancy Dr, Berea, OH 44017 Property Records

Cuyahoga County property record for 527 Nancy Dr, Berea, OH 44017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,102 sqft · built 1955
Lot Size	0.325 acres (14,175 sqft)
Owner	2 Owner Names on File
Last Sale	$123,900 (Apr 2004)
Tax Bill	$3,649 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`361-13-037`

Property Details

APN / Parcel Number

Primary APN	`361-13-037`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	1,102 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,175 sqft (0.325 acres)
Lot Dimensions	225 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	527 NANCY DR
City	BEREA
State	OH
Zip	44017-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-B
Legal Description	18-4 KARENEST#2 0023 ALL MB361 PG13 MB00000 PG0000
Legal Subdivision	KARENEST#2
Legal Lot Number	23
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1009
Census Tract	134100

Owner

The current owner of 527 Nancy Dr bought it in April 2004.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	2 Owner Names on File
Mailing Address	527 NANCY DR, BEREA, OH 44017-1620
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2004 · Amount on File
Deed Sale	Apr 8, 2004 · Amount on File
Deed Document Number	0004080999
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	527 NANCY DR, BEREA, OH 44017-1620
Document Number	0002010478
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	527 NANCY DR BEREA OH 440171620, BEREA, OH 44017-1620

Mortgage

Document Number	0002010478
Date	Feb 1, 2019
Instrument	2010478

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 31, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 527 Nancy Dr was $3,649 with a homeowner's exemption, up 2.1% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Berea City
Unified School District	Berea City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,649.00 (+2.13%) Homeowner's exemption	$63,010 (-) Land $13,760 Building $49,250
2024	$3,573.00 (+3.81%) Homeowner's exemption	$63,010 (+26.4%) Land $13,760 Building $49,250	$180,000 Land $39,300 Building $140,700
2023	$3,442.00 (+0.61%) Homeowner's exemption	$49,850 (-) Land $11,100 Building $38,750
2022	$3,421.00 Homeowner's exemption	$49,850 Land $11,100 Building $38,750
2021			$142,400 Land $31,700 Building $110,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 527 Nancy Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 Nancy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA CITY PWS serves 18,789 people · EPA ID OH1800111
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
PCs for People Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20