527 N Wilder Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 527 N Wilder Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,576 sqft · built 1950
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,500 (Sep 2020)
Tax Bill	$1,389 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-002-093-00`

Property Details

APN / Parcel Number

Primary APN	`012-002-093-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,576 sqft Living Area
1st Floor Area	1,036 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	21,780 sqft (0.5 acres)
Garage Area	874 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	527 N WILDER RD
City	LAPEER
State	MI
Zip	48446-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 2 T7N R10E COM AT THE SE COR OF SAID SEC N 547.92 FT TO POB TH S 89 DEG 55' W 232.85 FT TH N 76.58 FT TH N 89 DEG 55' E
Legal Range	10E
Legal Township	07N
Legal Section	02
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2003
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	527 N WILDER RD, LAPEER, MI 48446-3426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Jan 28, 2008 · Amount on Record
Deed Book / Page	3128 / 673
Prior Transfer Date	Mar 18, 2008
Prior Transfer Doc	0023200551
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 11, 2020
Property Address	527 N WILDER RD, LAPEER, MI 48446-3426
Document Number	0031280673
Book / Page	3128 / 673
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$873.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	527 N WILDER RD, 527, LAPEER, MI 48446-3426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 N WILDER RD, LAPEER, MI 48446-3426

Mortgage

Document Number	3128675
Date	Sep 11, 2020
Instrument	3128/675

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,700 (+1.57%)	$129,400 (+1.57%)
2025	$1,389.00 (+12.65%) Homeowner's exemption	$63,700 (+6.52%)	$127,400 (+6.52%)
2023		$59,800	$119,600
2022	$1,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Wilder Rd

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