Black Hawk County property record for 527 N Nesbit Rd, Waterloo, IA 50703
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,063 sqft · built 2014 |
| Lot Size | 3.11 acres (135,472 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Mar 2007) |
| Tax Bill | $4,952 (2025) |
| Deeds & Mortgages | Jun 2019 Refinance Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8911-21-276-002 |
| Primary APN | 8911-21-276-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,063 sqft Living Area |
| 1st Floor Area | 2,063 sqft |
| Basement Area | 2,063 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 135,472 sqft (3.11 acres) |
| Garage Type | Mixed |
| Garage Area | 1,456 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 251 sqft |
| Patio Area | 308 sqft |
| Granary | Granary |
| Lean-To | Lean-To |
| Cooling System | Central |
|---|---|
| Heating Fuel | Geothermal |
| Street Address | 527 N NESBIT RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PART OF SE NE SEC 21 T 89 R 11 DES AS COM AT SE COR NE 1/4 TH N ALONG E LINE SAID NE 1/4 483 FT TH W 313 FT TH S 483 FT TO S |
| Legal Range | 11W |
| Legal Township | 89N |
| Legal Section | 21 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | BARCLAY |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 2800 |
527 N Nesbit Rd, a rural home, is owned and occupied by two individuals who bought it in March 2007.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 527 N NESBIT RD, WATERLOO, IA 50703-9371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2007 · Amount on File |
| Deed Sale | Mar 15, 2007 · Amount on File |
| Deed Document Number | 200719229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 527 N NESBIT RD, WATERLOO, IA 50703-9371 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201900019579 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 201900019579 |
| Name | FARMERS STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 527 N NESBIT RD, WATERLOO, IA 50703-9371 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202100013099 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 202100013099 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Address | MONTICELLO, IA 52310 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 527 N Nesbit Rd was $4,952 with a homeowner's exemption, up 0.7% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Jesup Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,952.00 (+0.73%) Homeowner's exemption | $420,770 Land $4,610 Building $416,160 | $420,770 Land $4,610 Building $416,160 |
| 2024 | $4,916.00 | ||
| 2023 | $387,070 (+41.01%) Land $3,610 Building $383,460 | $387,070 Land $3,610 Building $383,460 | |
| 2022 | $3,974.00 Homeowner's exemption Additional exemption filed | $274,490 Land $2,920 Building $271,570 | |
| 2021 | $274,490 Land $2,920 Building $271,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 527 N Nesbit Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1990–2016) |
| Claims Outside the SFHA | 2 of 17 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 527 N Nesbit Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Heartland Technology Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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