527 N Monroe St, Lowell, MI 49331 Property Records

Kent County property record for 527 N Monroe St, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,635 sqft · built 1937
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jul 2026)
Tax Bill	$2,863 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`41-20-02-255-019`

Property Details

APN / Parcel Number

Primary APN	`41-20-02-255-019`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Building Area	2,635 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	527 N MONROE ST
City	LOWELL
State	MI
Zip	49331-1184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	N 1/2 OF LOTS 8 & 9 BLK 37 ALSO S 1.0 FT OF E 30.0 FT OF LOT 2 BLK 37 * AVERYS PLAT
Legal Subdivision	AVERYS PLAT
Legal Block	37
Legal Lot Number	2,8-9
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3027
Census Tract	12004

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	527 N MONROE ST, LOWELL, MI 49331-1184
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 26, 2022	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Aug 1, 1978 · Amount on Record
Deed Document Number	202647003
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 14, 2026
Property Address	527 N MONROE ST, LOWELL, MI 49331-1184
Document Number	0000047003
Instrument Date	Jul 9, 2026
Instrument	202647003
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	ACURA TITLE, ACRISURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 N MONROE ST, LOWELL, MI 49331-1184

Mortgage

Document Number	0000047004,
Date	Jul 14, 2026
Instrument	20261447004

Lender

Name	COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	527 N MONROE ST, LOWELL, MI 49331-1184
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 N MONROE ST, LOWELL, MI 49331-1184

Mortgage

Document Number	0000016784
Date	Mar 20, 2026
Instrument	20260320-0016784

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	527 N MONROE ST, LOWELL, MI 49331-1184
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 N MONROE ST, LOWELL, MI 49331-1184

Mortgage

Document Number	0000043693
Date	May 26, 2022
Instrument	20220526-0043693

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Lowell City
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,900 (+10.24%)	$333,800 (+10.24%)
2025	$2,863.00 (+22.25%) Homeowner's exemption	$151,400 (+25.96%)	$302,800 (+25.96%)
2024	$2,342.00 (-2.5%)
2023		$120,200	$240,400
2019	$2,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2013)
Most Recent Claim	Apr 2013 · Flooding
Claims by Event	Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL serves 4,150 people · EPA ID MI0003950
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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