527 N Main St, Bloomington, IL 61701 Property Records

McLean County property record for 527 N Main St, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Details	4,896 sqft
Lot Size	0.52 acres (2,262 sqft)
Owner	Company Name on File
Tax Bill	$3,979 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-04-183-003`

Property Details

APN / Parcel Number

Primary APN	`21-04-183-003`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	4,896 sqft Gross Area
1st Floor Area	2,256 sqft
Basement Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Brick
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	2,262 sqft (0.52 acres)
Lot Dimensions	94 ft deep x 24 ft wide
View / Lot	Lake Front

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	527 N MAIN ST
City	BLOOMINGTON
State	IL
Zip	61701-3007
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	CLERKS SUB BLK 19- DURLEY ADD LOT 20
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	CLERKS SUB
Legal Block	19
Legal Lot Number	20
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1004
Census Tract	1600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bloomington Central Business District listed 1985 · 109 contributing resources · NRIS 85000363

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

527 N Main St, a commercial property, is owned by a company.

Source: McLean County records, as of August 10, 2026

Owner of Record	Company Name on File
Mailing Address	200 W COLLEGE AVE, NORMAL, IL 61761-2552
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK & TRUST CO
Dec 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	527 N MAIN ST, BLOOMINGTON, IL 61701-3007
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700022159
Date	Dec 14, 2017
Instrument	2017-00022159

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Dec 15, 2019

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	527 N MAIN ST, BLOOMINGTON, IL 61701-3007
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800019670
Date	Dec 5, 2018
Instrument	2018-00019670

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	35 Months
Due	Nov 20, 2021

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,205 Land $8,533 Building $43,672	$156,615 Land $25,599 Building $131,016
2024	$3,979.00 (+0.23%)
2023	$3,970.00 (+9.01%)	$47,501 (+10.83%) Land $7,764 Building $39,737	$142,503 (+10.83%) Land $23,292 Building $119,211
2022	$3,642.00	$42,860 Land $7,006 Building $35,854	$128,580 Land $21,018 Building $107,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 527 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 527 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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