527 N Main St, Albany, IN 47320 Property Records

Delaware County property record for 527 N Main St, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 975 sqft · built 1895
Lot Size	0.292 acres (12,740 sqft)
Owner	Individual Name on Record
Tax Bill	$113 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-08-02-289-003.000-005`

Property Details

APN / Parcel Number

Primary APN	`18-08-02-289-003.000-005`
Alternative APN	`0802289003000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	975 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1955
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	12,740 sqft (0.292 acres)
Lot Dimensions	1,300 ft deep x 980 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08 02 289 003 000
Street Address	527 N MAIN ST
City	ALBANY
State	IN
Zip	47320-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRONG HRS 1 ADD LOT 12 & BINEGARS 1 ADD BLK 1 EXC S 15 FT LOT 2
Legal Subdivision	STRONGS HEIRS FIRST ADDITION
Legal Block	1
Legal Lot Number	12,2
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	5
Census Block	5002
Census Tract	2700

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	527 N MAIN ST, ALBANY, IN 47320-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Nov 8, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 2, 2007
Transfer Doc	0200713892
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	527 N MAIN ST, ALBANY, IN 47320-1114
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R17416
Date	Nov 18, 2022
Instrument	2022R17416

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 30, 2047

Interest

Rate Type	Fixed Rate

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Nov 8, 2023
Property Address	527 N MAIN ST, ALBANY, IN 47320-1114
Document Number	2023R14533
Instrument Date	Oct 30, 2023
Instrument	2023R14533
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 W NORTH ST, ALBANY, IN 47320-1123

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$113.00 (+1.8%)	$87,600 (+15.72%) Land $19,600 Building $68,000	$87,600 (+15.72%) Land $19,600 Building $68,000
2024	$111.00 (+1,01%)
2023	$10.00	$75,700 (-1.3%) Land $22,600 Building $53,100	$75,700 (-1.3%) Land $22,600 Building $53,100
2022		$76,700 Land $22,600 Building $54,100	$76,700 Land $22,600 Building $54,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1983–2011)
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Verizon.

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