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527 Mountain Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 527 Mountain Dr, Destin, FL 32541

Property Summary

Property TypeCommercial Vacant Land
Details812 sqft
Lot Size0.337 acres (14,660 sqft)
OwnerCompany Name on Record
Last Sale$375,000 (Jun 2022)
Tax Bill$3,584 (2025)
Deeds & MortgagesSep 2025 Sale
Jun 2022 Sale & Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-000-589-4679-9

Property Details

APN / Parcel Number

Primary APNC56-000-589-4679-9
Alternative APNs
  • 00-2S-22-0310-000E-3620
  • 22S2000310000E3620

Interior

Building Area812 sqft Living Area
1st Floor Area812 sqft

Exterior

Lot Area14,660 sqft (0.337 acres)
Lot Width75 ft Width
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
PorchPorch
Porch Area100 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address527 MOUNTAIN DR
CityDESTIN
StateFL
Zip32541-2331
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionCALHOUN S/D DESTIN LOTS 362 & 363 BLK E EX W1/2 OF LOT 362
Legal SubdivisionCALHOUN S/D
Legal BlockE
Legal Lot Number3620
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2002
Census Tract23307

Owner

Source: Okaloosa County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address585 GRAND BLVD, 201, MIRAMAR BEACH, FL 32550-1406
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2025Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 9, 2022Warranty Deed, Transfer · Line of Credit
FNBT BANK
Mar 17, 2021Warranty Deed, Transfer
AQUA TITLE SERVICES
Aug 18, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2022 · Amount on Record
Deed SaleJun 9, 2022 · Amount on Record
Prior SaleMar 17, 2021 · Amount on Record
Deed Document Number20223556279
Deed Book / Page3626 / 3644
Prior Transfer DateFeb 19, 2013
Prior Transfer Doc0030824798
Record UpdatedJun 8, 2026

September 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 8, 2025
Property Address527 MOUNTAIN DR, DESTIN, FL 32541-2331
Document Number0003771984
Map ReferenceMB 2 PG 43A
Instrument DateSep 3, 2025
Instrument3771984
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address726 SPRING LAKE DR, DESTIN, FL 32541-1967

Transferred To (Grantee/Buyer)

NameVerified Name
Address585 GRAND BLVD STE 201, 201, MIRAMAR BEACH, FL 32550-1406

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 9, 2022
Property Address527 MOUNTAIN DR, DESTIN, FL 32541-2331
Document Number0036263644
Book / Page3626 / 3644
Map ReferenceMB 2 PG 43A
Instrument DateJun 9, 2022
Instrument3556279
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 DURANGO RD, DESTIN, FL 32541-5011

Transferred To (Grantee/Buyer)

NameVerified Name
Address726 SPRING LAKE DR, DESTIN, FL 32541-1967

Mortgage

Document Number0036263646
DateJun 9, 2022
Instrument3626/3646
Lender
NameFNBT BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 17, 2021
Property Address527 MOUNTAIN DR, DESTIN, FL 32541-2331
Document Number0035324154
Book / Page3532 / 4154
Map ReferenceMB 2 PG 43A
Instrument DateMar 15, 2021
Instrument3438658
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$3,185.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1 COOSA CT, DESTIN, FL 32541-4402

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 DURANGO RD, DESTIN, FL 32541-5011
InvestorPossibly a Property Investor

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateAug 18, 2017
Property Address527 MOUNTAIN DR, DESTIN, FL 32541-2331
Document Number0033133952
Book / Page003313 / 003952
Instrument DateAug 2, 2017
Instrument3154619
Transaction TypeTransfer
Record UpdatedOct 31, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1 COOSA CT DESTIN FL 325414402, DESTIN, FL 32541-4402

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,584.00 (+5.16%)$302,696 (+6.08%) Land $302,696$302,696 (+6.08%) Land $302,696
2023$3,408.00 (+43.74%)$285,346 (+45.02%) Land $285,346$285,346 (+45.02%) Land $285,346
2022$2,371.00$196,758 Land $196,758$196,758 Land $196,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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