527 Kingcrest Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 527 Kingcrest Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,504 sqft · built 1993
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,463 (2025)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9576753415`

Property Details

APN / Parcel Number

Primary APN	`9576753415`
Alternative APNs	`00957675341555` `9932726`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	4,504 sqft Heated Area
1st Floor Area	2,134 sqft
Basement Area	2,134 sqft
Finished Basement	1,707 sqft
Unfinished Basement	427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,855 sqft (1.42 acres)
Garage Area	910 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	103 sqft
Deck Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9932726
Street Address	527 KINGCREST DR
City	FLAT ROCK
State	NC
Zip	28731-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9932726~R-
Legal Description	KINGCREST LO44K SE5 PLA-263A
Legal Subdivision	KINGCREST
Legal Block	75
Legal Lot Number	3415
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1011
Census Tract	931500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	527 KINGCREST DR, FLAT ROCK, NC 28731-9510
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Intrafamily Transfer, Transfer
Nov 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 8, 2021
Transfer Doc	0038220330
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Nov 18, 2021
Property Address	527 KINGCREST DR, FLAT ROCK, NC 28731-9510
Document Number	0038220330
Book / Page	3822 / 330
Map Reference	CAB A SL 263-A
Instrument Date	Nov 8, 2021
Instrument	967624
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	527 KINGCREST DR, FLAT ROCK, NC 28731-9510

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON NC
Recording Date	Nov 16, 2021
Property Address	527 KINGCREST DR, FLAT ROCK, NC 28731-9510
Document Number	0038210042
Book / Page	3821 / 42
Map Reference	CAB A SL 263-A
Instrument Date	Nov 8, 2021
Instrument	967445
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 KINGCREST DR, FLAT ROCK, NC 28731-9510

Mortgage

Document Number	0000967446
Date	Nov 16, 2021
Instrument	967446

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	527 KINGCREST DR, FLAT ROCK, NC 28731-9510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031530389
Date	Jan 17, 2018
Book Page	3153/389

Lender

Name	CROSSCOUNTRY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	527 KINGCREST DR, FLAT ROCK, NC 28731-9510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036210593
Date	Dec 21, 2020
Book Page	3621/593
Instrument	941027

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$803,600 (-) Land $208,400 Building $595,200
2025	$3,463.00	$803,600 (-) Land $208,400 Building $595,200
2023		$803,600 Land $208,400 Building $595,200	$803,600 Land $208,400 Building $595,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 6 condo units
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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