527 Jones Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 527 Jones Rd, Mill Spring, NC 28756

Property Summary

Property Type	Vacant Land
Lot Size	14.3 acres (625,086 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,000 (Sep 2025)
Tax Bill	$746 (2026)
Deeds & Mortgages	Sep 2025 Sale Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P52-157`

Property Details

APN / Parcel Number

Primary APN	`P52-157`
Alternative APN	`53976`

Exterior

Lot Area	625,086 sqft (14.3 acres)

Location & Zoning

Account Number	53976
Street Address	527 JONES RD
City	MILL SPRING
State	NC
Zip	28756-5660
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	OPEN
Legal Description	14.35 AC, 500 500 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3029
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	731 MCDADE RD, TRYON, NC 28782-8752
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer
Feb 28, 2022	Correction Deed
Feb 7, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Feb 7, 2022 · Amount on Record
Deed Book / Page	494 / 1759
Prior Transfer Date	Feb 1, 2022
Prior Transfer Doc	00467/2252
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 29, 2025
Property Address	527 JONES RD, MILL SPRING, NC 28756-5660
Document Number	00494/1759
Book / Page	494 / 1759
Map Reference	MB F PG 473
Instrument Date	Sep 25, 2025
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	731 MCDADE RD, TRYON, NC 28782-8752

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	731 MCDADE RD, TRYON, NC 28782-8752

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK NC
Recording Date	Feb 28, 2022
Property Address	527 JONES RD, MILL SPRING, NC 28756-5660
Document Number	00467/2252
Book / Page	467 / 2252
Map Reference	FILE D PG 473
Instrument Date	Feb 23, 2022
Record Updated	Nov 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 HERITAGE LN, SHELBY, NC 28150-9713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 ABBOTTS CREEK RD, WAXHAW, NC 28173-7028
Investor	Possibly a Property Investor

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 7, 2022
Property Address	527 JONES RD, MILL SPRING, NC 28756-5660
Document Number	000467/860
Book / Page	467 / 860
Map Reference	FILE D PG 473
Instrument Date	Feb 3, 2022
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 HERITAGE LN, SHELBY, NC 28150-9713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1912 ABBOTTS CREEK RD, WAXHAW, NC 28173-7028
Investor	Possibly a Property Investor

Mortgage

Document Number	0000467863
Date	Feb 7, 2022
Instrument	467/863

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$746.00	$148,487 (-) Land $148,487	$148,487 (-) Land $148,487
2025	$746.00 (+33.93%)	$148,487 (+71.17%) Land $148,487	$148,487 (+71.17%) Land $148,487
2023	$557.00	$86,750 Land $86,750
2021			$86,750 Land $86,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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