527 Heather Ct, Bartow, FL 33830 Property Records

Polk County property record for 527 Heather Ct, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,137 sqft · built 2005
Lot Size	0.5 acres (21,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jan 2026)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-28-691000-000520`

Property Details

APN / Parcel Number

Primary APN	`26-29-28-691000-000520`
Alternative APNs	`282926691000000520` `82926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,137 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	2,137 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	21,797 sqft (0.5 acres)
Lot Dimensions	218 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	483 sqft
Porch	Screened/Unfinished Porch
Porch Area	202 sqft
Shed	1 Shed

Location & Zoning

Street Address	527 HEATHER CT
City	BARTOW
State	FL
Zip	33830-8823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEACE RIVER OAKS PB 70 PG 40 LYING & BEING IN SECTIONS 28 & 33 T29S R26E LOT 52
Legal Range	26E
Legal Township	29S
Legal Section	28
Legal Subdivision	PEACE RIVER OAKS
Legal Tract	691000
Legal Block	4
Legal Lot Number	52
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	4
Census Block	4076
Census Tract	14501

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	527 HEATHER CT, BARTOW, FL 33830-8823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 29, 2026	Warranty Deed, Transfer · Conventional Mortgage SPACE COAST CU
Jan 10, 2022	Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC
Jan 27, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Nov 21, 2018	Warranty Deed, Transfer · FHA Mortgage CAPITAL MTG FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Jan 10, 2022 · Amount on Record
Deed Document Number	202623903
Deed Book / Page	13863 / 2026
Prior Transfer Date	Oct 25, 2004
Prior Transfer Doc	0000216406
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	527 HEATHER CT, BARTOW, FL 33830-8823
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 HEATHER CT, BARTOW, FL 33830-8823

Mortgage

Document Number	0000073955
Date	Mar 23, 2021
Book Page	11635/149
Instrument	2021073955

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 29, 2026
Property Address	527 HEATHER CT, BARTOW, FL 33830-8823
Document Number	0000023903
Book / Page	13863 / 2026
Map Reference	MB 70 PG 40
Instrument Date	Jan 28, 2026
Instrument	2026023903
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	MILLENIA TITLE LLC, MILLER TROIANO TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6122 WENDEL WAY, LAKELAND, FL 33813-3753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 HEATHER CT, BARTOW, FL 33830-8823

Mortgage

Document Number	0138632028
Date	Jan 29, 2026
Instrument	13863/2028

Lender

Name	SPACE COAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.37%
Index	1-Year T-Bill
Max Rate	10.3%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 10, 2022
Property Address	527 HEATHER CT, BARTOW, FL 33830-8823
Document Number	0000007443
Book / Page	12065 / 1285
Map Reference	MB 70 PG 40
Instrument Date	Jan 6, 2022
Instrument	2022007443
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,334.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7462 W PLEASANT OAK WAY # WAY25, 7462, FLORENCE, AZ 85132-6757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 HEATHER CT, BARTOW, FL 33830-8823

Mortgage

Document Number	0120651287
Date	Jan 10, 2022
Instrument	12065/1287

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	527 HEATHER CT, BARTOW, FL 33830-8823
Document Number	0111271484
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	527 HEATHER CT BARTOW FL 338308823, BARTOW, FL 33830-8823

Mortgage

Document Number	0111271484
Date	Feb 3, 2020
Book Page	011127/001484
Instrument	24995

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 21, 2018
Property Address	527 HEATHER CT, BARTOW, FL 33830-8823
Document Number	0106771096
Book / Page	010677 / 001096
Instrument Date	Nov 19, 2018
Instrument	243969
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7941 GEORGIAN BAY CIR #201 FORT MYERS FL 339125617, 201, FORT MYERS, FL 33912-5617

Mortgage

Document Number	106771097
Date	Nov 21, 2018
Book Page	010677/001097
Instrument	243970

Lender

Name	CAPITAL MTG FNDG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,192.00 (-21.13%) Homeowner's exemption	$292,083 (-4.38%) Land $42,000 Building $250,083	$292,083 (-4.38%) Land $42,000 Building $250,083
2023	$4,047.00 (+49.78%) Homeowner's exemption	$305,462 (+52.43%) Land $40,000 Building $265,462	$305,462 (+18.39%) Land $40,000 Building $265,462
2022	$2,702.00	$200,389	$258,019 Land $33,000 Building $225,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (2004–2022)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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