St. Charles County property record for 527 Harvest Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,032 sqft · built 1972 |
| Lot Size | 0.341 acres (14,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $123,051 (Apr 2021) |
| Tax Bill | $2,176 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 534306A000 |
| Primary APN | 534306A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| Gross Area | 1,824 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Finished Basement | 120 sqft |
| Unfinished Basement | 792 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,840 sqft (0.341 acres) |
| Lot Dimensions | 212 ft deep x 70 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 290 sqft |
| Carport | Carport |
| Carport Area | 290 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | Deck Area |
| Patio Area | 313 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 534306A000 |
|---|---|
| Street Address | 527 HARVEST DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-5534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | HARVEST AC #2 RESUB BLK 7 LOT 2 |
| Legal Subdivision | HARVEST AC #2 RESUB |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ST. PETERS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311221 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 527 HARVEST DR, SAINT CHARLES, MO 63304-5534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on Record |
| Deed Sale | Apr 30, 2021 · Amount on Record |
| Prior Sale | May 18, 2006 · Amount on Record |
| Deed Document Number | 202138187 |
| Prior Transfer Date | Oct 31, 1995 |
| Prior Transfer Doc | 0000086084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 30, 2021 |
| Property Address | 527 HARVEST DR, SAINT CHARLES, MO 63304-5534 |
| Document Number | 2021R038187 |
| Map Reference | MB 16 PG 46 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021R-038187 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1278 JUNGERMANN RD, 1278, SAINT PETERS, MO 63376-6964 |
| Name | Verified Name |
|---|---|
| Address | 527 HARVEST DR, SAINT CHARLES, MO 63304-5534 |
| Document Number | 2021R038188 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021R-038188 |
| Name | FARMERS AND MERCHANTS BANK OF ST CL |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,466 (-) | $191,927 (-) Land $40,000 Building $151,927 | |
| 2025 | $2,176.00 | $36,466 (+11.13%) | $191,927 (+11.13%) Land $40,000 Building $151,927 |
| 2023 | $32,815 | ||
| 2022 | $172,709 Land $35,000 Building $137,709 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 28 (1978–2025) |
| Claims Outside the SFHA | 6 of 28 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures