527 Elm Ct, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 527 Elm Ct, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,664 sqft · built 1999
Lot Size	0.39 acres (17,000 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Sep 2018)
Tax Bill	$2,705 (2025)
Deeds & Mortgages	May 2023 Mortgage Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`988418228229`

Property Details

APN / Parcel Number

Primary APN	`988418228229`
Alternative APNs	`988403228229` `004046026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,664 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,000 sqft (0.39 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988418228229
Street Address	527 ELM CT
City	KILL DEVIL HILLS
State	NC
Zip	27948-9304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 26 BLK: SEC: PL: B SL: 296
Legal Subdivision	WRIGHT WOODS
Legal Lot Number	26
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4007
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wright Brothers National Memorial listed 1966 · 6 contributing resources · National Historic Landmark (designated 2001) · NRIS 66000071

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dare County assessment roll, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	527 ELM CT, KILL DEVIL HILLS, NC 27948-9304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY LOAN SERVICING LLC
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 1, 2019	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Sep 19, 2018	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE LLC
Sep 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	2018700056724
Deed Book / Page	2259 / 927
Prior Transfer Date	Apr 18, 2007
Prior Transfer Doc	0006219078
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	527 ELM CT, KILL DEVIL HILLS, NC 27948-9304
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 ELM CT, KILL DEVIL HL, NC 27948-9304

Mortgage

Document Number	002681/430
Date	May 19, 2023
Book Page	2681/430
Instrument	700129522

Lender

Name	COMMUNITY LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Nov 1, 2049

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	527 ELM CT, KILL DEVIL HILLS, NC 27948-9304
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 ELM CT, KILL DEVIL HILLS, NC 27948-9304

Mortgage

Document Number	002655/520
Date	Nov 29, 2022
Book Page	2655/520
Instrument	700124810

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Dec 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	527 ELM CT, KILL DEVIL HILLS, NC 27948-9304
Transaction Type	Mortgage
Record Updated	Oct 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2327/37
Date	Oct 1, 2019
Book Page	2327/37
Instrument	700069404

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	527 ELM CT, KILL DEVIL HILLS, NC 27948-9304
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002259/0000000929
Date	Sep 19, 2018
Book Page	0000002259/0000000929
Instrument	000700056725

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 19, 2018
Property Address	527 ELM CT, KILL DEVIL HILLS, NC 27948-9304
Document Number	2259/927
Book / Page	2259 / 927
Instrument Date	Sep 11, 2018
Instrument	000700056724
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 ELM CT, KILL DEVIL HILLS, NC 27948-9304

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,705.00 (-5.55%)	$494,700 (+30.49%) Land $149,200 Building $345,500
2023	$2,864.00	$379,100 Land $91,400 Building $287,700
2020			$494,700 Land $149,200 Building $345,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 135 condo units
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

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