527 E Watson St, Bedford, PA 15522 Property Records

Bedford County property record for 527 E Watson St, Bedford, PA 15522

Property Summary

Property TypeSingle Family Home
Details1,754 sqft · built 1960
Lot Size0.351 acres (15,290 sqft)
Owner2 Individual Names on Record
Last Sale$70,000 (May 2005)
Tax Bill$3,344 (2026)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNE.09-E.05-177

Property Details

APN / Parcel Number

Primary APNE.09-E.05-177
Alternative APN
  • 010-000866

Interior

Stories1 Story
Building Area1,754 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area15,290 sqft (0.351 acres)

Location & Zoning

Street Address527 E WATSON ST
CityBEDFORD
StatePA
Zip15522-2104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionDR H A SHIMER
JurisdictionBEDFORD PA
Township / Civil DivisionBEDFORD
Census Block Group4
Census Block4017
Census Tract960700

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address527 E WATSON ST, BEDFORD, PA 15522-2104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2005 · Amount on Record
Deed SaleMay 16, 2005 · Amount on Record
Prior SaleAug 21, 2003 · Amount on Record
Deed Document Number20053385
Deed Book / Page1069 / 684
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD PA
Property Address527 E WATSON ST, BEDFORD, PA 15522-2104
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002026/181
DateJan 14, 2026
Book Page2026/181
Instrument2026-000181
Lender
NameFIRST COMMONWEALTH BANK
TypeBank
AddressBEDFORD, PA 15522
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term180 Months
DueJan 9, 2041

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBedford County
MunicipalityBedford Borough
Unified School DistrictBedford Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,344.00 (+1.43%)$178,200 (-) Land $37,800 Building $140,400$178,200 (-) Land $37,800 Building $140,400
2025$178,200 (-) Land $37,800 Building $140,400
2023$3,297.00 Additional exemption filed$178,200 Land $37,800 Building $140,400
2012$178,200 Land $37,800 Building $140,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUN AUTH OF BORO OF BEDFORD
serves 5,127 people · EPA ID PA4050002
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2018
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Crowsnest Broadband
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Breezeline.

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