527 E Melrose Ct, Decatur, IL 62526 Property Records

Macon County property record for 527 E Melrose Ct, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1952
Lot Size	0.135 acres (5,900 sqft)
Owner	Individual Name on File
Tax Bill	$362 (2025)
Deeds & Mortgages	Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-02-304-006`

Property Details

APN / Parcel Number

Primary APN	`04-12-02-304-006`
Alternative APN	`12-02-304-006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,900 sqft (0.135 acres)
Lot Dimensions	59 ft deep x 100 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041202304006
Street Address	527 E MELROSE CT
City	DECATUR
State	IL
Zip	62526-4223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	KENMORE 3RD ADD LOT 11 100X59
Legal Range	02E
Legal Township	16N
Legal Section	02
Legal Subdivision	KENMORE 3RD ADD
Legal Lot Number	11
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2012
Census Tract	2001

Owner

527 E Melrose Ct is owned and occupied by an individual who acquired it in August 2015.

Source: Macon County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	527 E MELROSE CT, DECATUR, IL 62526-4223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 26, 2015
Transfer Doc	4454/302
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	527 E MELROSE CT, DECATUR, IL 62526-4223
Transaction Type	Mortgage
Record Updated	Oct 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4697/294
Date	Sep 16, 2019
Book Page	4697/294
Instrument	1951155

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 15, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 527 E Melrose Ct was $362 with exemptions applied, down 3.5% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$362.00 (-3.47%) Homeowner's exemption Senior Citizen's exemption	$19,319 (+7.27%) Land $2,463 Building $16,856	$57,963 (+7.27%) Land $7,390 Building $50,573
2024	$375.00	$18,010 Land $2,296 Building $15,714	$54,036 Land $6,889 Building $47,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 527 E Melrose Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 527 E Melrose Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20