527 E Main St, Rutherford, TN 38369 Property Records

Gibson County property record for 527 E Main St, Rutherford, TN 38369

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,693 sqft · built 2007
Lot Size	0.527 acres (22,936 sqft)
Owner	Individual Name on File
Last Sale	$75,500 (May 2007)
Tax Bill	$1,702 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`027030E G 00200`

Property Details

APN / Parcel Number

Primary APN	`027030E G 00200`
Alternative APN	`030E G 00200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,693 sqft Living Area
1st Floor Area	1,302 sqft
Upper Floors Area	1,302 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,936 sqft (0.527 acres)
Lot Dimensions	188 ft deep x 122 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	527 E MAIN ST
City	RUTHERFORD
State	TN
Zip	38369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09, COUNTY AREA: F01
Jurisdiction	GIBSON TN
Township / Civil Division	16
Census Block Group	2
Census Block	2026
Census Tract	966100

Owner

Source: Gibson County records · APN 027030E G 00200

Assessment roll updated January 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	527 W MAIN ST, RUTHERFORD, TN 38369-9419
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2007 · Amount on Record
Deed Sale	May 19, 2007 · Amount on Record
Prior Sale	Feb 12, 2005 · Amount on Record
Deed Book / Page	909 / 1183
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Recording Date	Aug 05, 2026
Property Address	527 E MAIN ST, RUTHERFORD, TN 38369
Document Number	0000254014
Book / Page	1136 / 1239
Instrument Date	Jul 31, 2026
Instrument	2026254014
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 N POPLAR ST, KENTON, TN 38233-1217

Mortgage

Document Number	0000254014,
Date	Aug 05, 2026
Book Page	1136/1239
Instrument	2026254014

Lender

Name	SIMMONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 31, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Gibson County records · Assessment roll updated January 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Municipality	Rutherford Town
Unified School District	Gibson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,702.00	$44,600 Land $2,450 Building $42,150
2024			$178,400 Land $9,800 Building $168,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gibson County (47053C), as of November 5, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470539661002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2001 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Gibson Electric Membership Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Telephone Electronics Fiber	1,000 / 1,000

Based on FCC filings for 190 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000599, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RUTHERFORD WATER WORKS serves 1,407 people
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.