527 E Madison Ave, Unit 95, El Cajon, CA 92020 Property Records

San Diego County property record for 527 E Madison Ave, Unit 95, El Cajon, CA 92020

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 925 sqft · built 1970
Lot Size3.74 acres (163,212 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Oct 2025)
Tax Bill$2,773 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Nov 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN483-310-18-48

Property Details

APN / Parcel Number

Primary APN483-310-18-48

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area925 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleCondo/Apartment
Lot Area163,212 sqft

Location & Zoning

Street Address527 E MADISON AVE, 95
CityEL CAJON
StateCA
Zip92020-3762
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-1450
Legal DescriptionLOT 1 US 95PER DOC04-899429&UND INT IN COMMON AREA IN TR 014856
Legal SubdivisionBALLANTYNE & MADISON
Legal Tract014856
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3006
Census Tract16301

Owner

Source: San Diego County records · APN 483-310-18-48

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7405 CHAMONT DR 2106, 2106, SAN DIEGO, CA 92122
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Grant Deed, Transfer · Conventional Mortgage
UNITED NATIONS FCU
Nov 16, 2017Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 18, 2017Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2025 · Amount on Record
Deed SaleOct 16, 2025 · Amount on Record
Prior SaleNov 16, 2017 · Amount on Record
Deed Document Number2025288287
Prior Transfer DateNov 18, 2010
Prior Transfer Doc0000642702
Record UpdatedSep 20, 2026

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 16, 2025
Property Address527 E MADISON AVE UNIT 95, 95, EL CAJON, CA 92020-3762
Document Number0000288287
Map ReferenceMAP 14856
Instrument DateSep 01, 2025
Instrument2025-0288287
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7405 CHAMONT DRIVE, SAN DIEGO, CA 92122

Mortgage

Document Number0000288289
DateOct 16, 2025
Instrument2025-0288289
Lender
NameUNITED NATIONS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2040
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateNov 01, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.7%
IndexSOFR Average 30-Day
Max Rate10.7%

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 16, 2017
Property Address527 E MADISON AVE UNIT 95, 95, EL CAJON, CA 92020-3762
Document Number0000536513
Instrument DateOct 12, 2017
Instrument536513
Transaction TypeTransfer
Record UpdatedNov 21, 2017
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address527 E MADISON AVE #95 EL CAJON CA 920203762, 95, EL CAJON, CA 92020-3762

Mortgage

Document Number536514
DateNov 16, 2017
Instrument536514
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2047

January 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateJan 18, 2017
Property Address527 E MADISON AVE UNIT 95, 95, EL CAJON, CA 92020-3762
Document Number0000027040
Instrument DateJan 17, 2017
Instrument27040
Transaction TypeTransfer
Record UpdatedJan 24, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 N HORNE ST OCEANSIDE CA 920542516, OCEANSIDE, CA 92054-2516

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$365,000 (+56.49%) Land $121,662 Building $243,338
2025$2,773.00 (+2.02%)$233,249 (+4.04%) Land $77,747 Building $155,502
2023$2,718.00 (+1.57%)$224,193 Land $74,729 Building $149,464
2022$2,676.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, California Internet, T-Mobile USA, Verizon, Wyyerd Group.

Based on FCC filings for 456 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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