527 E Charlotte Ave, Sumter, SC 29150 Property Records

Sumter County property record for 527 E Charlotte Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1949
Lot Size	0.204 acres (8,864 sqft)
Owner	Individual Name on Record
Last Sale	$146,500 (Sep 2025)
Tax Bill	$225 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`248-15-02-007`

Property Details

APN / Parcel Number

Primary APN	`248-15-02-007`
Alternative APN	`47578`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	977 sqft
1st Floor Area	952 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,864 sqft (0.204 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Porch	Covered/Finished Porch
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	47578
Street Address	527 E CHARLOTTE AVE
City	SUMTER
State	SC
Zip	29150-3643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 14 BLK E 66 FT
Legal Block	E
Legal Lot Number	14
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2055
Census Tract	700

Owner

Source: Sumter County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	527 E CHARLOTTE AVE, SUMTER, SC 29150-3643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING
Sep 11, 2025	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 4, 2024	Deed, Transfer · Line of Credit ANDERSON BROTHERS BANK
Dec 27, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Apr 4, 2025 · Amount on Record
Deed Book / Page	1344 / 3691
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Recording Date	Jul 20, 2026
Property Address	527 E CHARLOTTE AVE, SUMTER, SC 29150-3643
Document Number	1356005919
Book / Page	1356 / 5919
Instrument Date	Jul 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 E CHARLOTTE AVE, SUMTER, SC 29150-3643

Mortgage

Document Number	1356005919,
Date	Jul 20, 2026
Book Page	1356/5919

Lender

Name	UNITED MORTGAGE LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Sep 11, 2025
Property Address	527 E CHARLOTTE AVE, SUMTER, SC 29150-3643
Document Number	0013443691
Book / Page	1344 / 3691
Map Reference	MB Z-7 PG 136
Instrument Date	Sep 9, 2025
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 E CHARLOTTE AVE, SUMTER, SC 29150-3643

Mortgage

Document Number	0013443695
Date	Sep 11, 2025
Instrument	1344/3695

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jan 4, 2024
Property Address	527 E CHARLOTTE AVE, SUMTER, SC 29150-3643
Document Number	0013222679
Book / Page	1322 / 2679
Map Reference	MB Z-7 PG 136
Instrument Date	Jan 4, 2024
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$52.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 957, DARLINGTON, SC 29540-0957

Mortgage

Document Number	0013222683
Date	Jan 4, 2024
Instrument	1322-2683

Lender

Name	ANDERSON BROTHERS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Dec 28, 2028

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Dec 27, 2019
Property Address	527 E CHARLOTTE AVE, SUMTER, SC 29150-3643
Document Number	0012633733
Book / Page	001263 / 003733
Instrument Date	Dec 18, 2019
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$66.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 E CHARLOTTE AVE SUMTER SC 291503643, SUMTER, SC 29150-3643

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$225.00 (-52.53%)	$880 (-22.12%) Land $110 Building $770	$22,059 (+17.62%) Land $2,850 Building $19,209
2024		$1,130 (+1.8%) Land $170 Building $960	$18,755 (+0.83%) Land $2,850 Building $15,905
2023	$474.00 (+0.85%)	$1,110 (-) Land $160 Building $950	$18,600 (-) Land $2,695 Building $15,905
2022	$470.00	$1,110 Land $160 Building $950	$18,600 Land $2,695 Building $15,905

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	22 (1980–2026)
Claims Outside the SFHA	6 of 22
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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