527 E Cemetary St, Salisbury, NC 28144 Property Records

Rowan County property record for 527 E Cemetary St, Salisbury, NC 28144

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,064 sqft · built 1905
Lot Size0.154 acres (6,708 sqft)
OwnerIndividual Name on File
Tax Bill$1,352 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN016 056

Property Details

APN / Parcel Number

Primary APN016 056
Alternative APN
  • 6876

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,064 sqft Living Area
1st Floor Area1,064 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Lot Area6,708 sqft (0.154 acres)
Lot Dimensions13.4 ft deep x 5 ft wide
PorchPorch
Porch Area136 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address527 E CEMETERY ST
CitySALISBURY
StateNC
Zip28144-4512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT7
JurisdictionROWAN NC
Township / Civil DivisionSALISBURY
Census Block Group1
Census Block1044
Census Tract50201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Long Street-Park Avenue Historic District
listed 1985 · 46 contributing resources · NRIS 85001347

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

527 E Cemetary St is owned and occupied by an individual who acquired it in October 2001.

Source: Rowan County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address527 E CEMETERY ST, SALISBURY, NC 28144-4512
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · Commercial Mortgage
CITY OF SALIBURY
Dec 16, 2020Loan Modification, Mortgage
FARMERS & MECHANICS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2001
Deed SaleOct 15, 2001
Deed Book / Page921 / 51
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address527 E CEMETARY ST, SALISBURY, NC 28144-4512
Transaction TypeMortgage
Record UpdatedFeb 23, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address527 E CEMETARY ST, SALISBURY, NC 28144-4512

Mortgage

Document Number0013950137
DateFeb 14, 2022
Book Page1395/137
Lender
NameCITY OF SALIBURY
TypeGovernment Agency
AddressSALISBURY, NC 28145
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term57 Months
DueNov 8, 2026

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROWAN NC
Property Address527 E CEMETARY ST, SALISBURY, NC 28144-4512
Document Number0013650582
Instrument DateDec 16, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address527 E CEMETARY ST SALISBURY NC 281444512, SALISBURY, NC 28144-4512

Mortgage

Document Number0013650582
DateJan 11, 2021
Book Page001365/000582
Lender
NameFARMERS & MECHANICS BK
TypeBank
AddressSALISBURY, NC 28144
Agreement
Term120 Months
DueJan 10, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 527 E Cemetary St was $1,352.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySalisbury City
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,352.00$113,097 Land $13,920 Building $99,177$113,097 Land $13,920 Building $99,177
2023$1,352.00$113,097 Land $13,920 Building $99,177$113,097 Land $13,920 Building $99,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 527 E Cemetary St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 E Cemetary St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSALISBURY-ROWAN
serves 46,156 people · EPA ID NC0180010
Water SourceSurface water
Last State InspectionFeb 2026
Lead13 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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