527 Crest Dr, Cary, IL 60013 Property Records

McHenry County property record for 527 Crest Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,690 sqft · built 1965
Lot Size	0.262 acres (11,443 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jun 2020)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-07-305-002`

Property Details

APN / Parcel Number

Primary APN	`20-07-305-002`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,690 sqft
Gross Area	2,854 sqft
1st Floor Area	1,690 sqft

Exterior

Year Built	Built 1965
Architectural Style	Split Level
Exterior Material	Frame Siding
Lot Area	11,443 sqft
Lot Dimensions	161 ft deep x 69 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	527 CREST DR
City	CARY
State	IL
Zip	60013-2278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0019327 LT 42 & NLY 4FT LT 41 CARY KNOLL UNIT 1 MEMO: BOGUSZ, JOSEPH J/MICKLER, LAURA C
Legal Range	09E
Legal Township	43N
Legal Section	07
Legal Subdivision	CARY KNOLL 01
Legal Block	305
Legal Lot Number	41-42
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3002
Census Tract	871307

Owner

527 Crest Dr is owned and occupied by an individual who bought it in June 2020.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	527 CREST DR, CARY, IL 60013-2278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 27, 2020	Warranty Deed, Transfer · Commercial Mortgage HOME STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on File
Deed Sale	Jun 1, 2020 · Amount on File
Prior Sale	Feb 27, 2020 · Amount on File
Deed Document Number	2020R0019327
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	527 CREST DR, CARY, IL 60013-2278
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	NOVAS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044908
Date	Aug 17, 2021
Instrument	2021R0044908

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 1, 2020
Property Address	527 CREST DR, CARY, IL 60013-2278
Document Number	0000019327
Map Reference	DOC406829 MB14 PG 97
Instrument Date	May 27, 2020
Instrument	2020R0019327
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	527 CREST DR, CARY, IL 60013-2278

Mortgage

Document Number	0000019328
Date	Jun 1, 2020
Instrument	2020R0019328

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 27, 2020
Property Address	527 CREST DR, CARY, IL 60013-2278
Document Number	0000006946
Map Reference	DOC 406829
Instrument Date	Feb 21, 2020
Instrument	2020R0006946
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 WENTWORTH CIR, CARY, IL 60013-2321

Mortgage

Document Number	0000006947
Date	Feb 27, 2020
Instrument	2020R0006947

Lender

Name	HOME STATE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 21, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$89,349 Land $18,394 Building $70,955	$268,047 Land $55,182 Building $212,865

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 527 Crest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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