527 Cayuga St, Joliet, IL 60432 Property Records

Will County property record for 527 Cayuga St, Joliet, IL 60432

Property Summary

Property Type	Single Family Home
Details	2 bd · 660 sqft · built 1927
Lot Size	0.36 acres (15,600 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2004)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-12-120-055`

Property Details

APN / Parcel Number

Primary APN	`30-07-12-120-055`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	660 sqft
Basement Area	660 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	15,600 sqft (0.36 acres)
Lot Dimensions	130 ft deep x 120 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Well

Location & Zoning

Street Address	527 CAYUGA ST
City	JOLIET
State	IL
Zip	60432-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30, 31 32 IN BELMONT SUB, A SUB PRT OF THE W1/2 NW1/4 SEC 12, T35N-R10E. CONSOLIDATED PER PET.#99-133
Legal Range	10E
Legal Township	35N
Legal Section	12
Legal Subdivision	BELMONT
Legal Lot Number	30,31
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	1
Census Block	1042
Census Tract	882200

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	527 CAYUGA ST, JOLIET, IL 60432-2113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2004 · Amount on Record
Deed Sale	Jul 19, 2004 · Amount on Record
Prior Sale	Jun 21, 2002 · Amount on Record
Deed Document Number	2004131964
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	527 CAYUGA ST, JOLIET, IL 60432-2113
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 CAYUGA ST, JOLIET, IL 60432-2113

Mortgage

Document Number	0000064740
Date	Dec 12, 2023
Instrument	R2023064740

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,573.00 (-6.27%)	$48,695 (+9.3%) Land $12,200 Building $36,495	$146,085 (+9.3%) Land $36,600 Building $109,485
2024		$44,552 (+24.42%) Land $11,162 Building $33,390	$133,656 (+24.42%) Land $33,486 Building $100,170
2022	$2,745.00 Homeowner's exemption	$35,807 Land $8,971 Building $26,836	$107,421 Land $26,913 Building $80,508

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	22 (1981–2006)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Jul 2006 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20