527 Bay Ln, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 527 Bay Ln, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details6 bd · 6.5 ba · 4,708 sqft · built 2015
Lot Size0.209 acres (9,100 sqft)
Owner2 Individual Names on File
Last Sale$1,800,000 (Apr 2013)
Tax Bill$63,201 (2025)
Flood ZoneZone AE (high risk)
APN24-4232-005-0750

Property Details

APN / Parcel Number

Primary APN24-4232-005-0750

Interior

Bedrooms6 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,708 sqft Living Area
Gross Area6,125 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block/Stucco
Construction TypeConcrete Block
Roof TypeRigid Frame Bar Joist
Roof MaterialOther
Lot Area9,100 sqft (0.209 acres)
Lot Dimensions100 ft deep x 88.2 ft wide
Pool TypePool with Hot Tub/Spa
Patio Area875 sqft

Location & Zoning

Street Address527 BAY LN
CityKEY BISCAYNE
StateFL
Zip33149-1750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2000
Legal Description32 54 42 & 5-6 55 42PB 50-83 TROPICAL ISLE HOMES SUB 3RD ADDN LOT 4 BLK 16 LOT SIZE 9100.00 SQ FT OR 14221-910 0889 4
Legal Range42E
Legal Township54S
Legal Section32
Legal SubdivisionTROPICAL ISLE HOMES SUB 3RD ADDN
Legal Block16
Legal Lot Number4
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3033
Census Tract4602

Owner

527 Bay Ln is owned by two individuals who bought it in April 2013.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address493 BEDFORD CENTER RD, BEDFORD HILLS, NY 10507-2529
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2013 · Amount on File
Deed SaleApr 4, 2013 · Amount on File
Prior SaleJan 25, 2013 · Amount on File
Deed Document Number2013257906
Deed Book / Page28564 / 365
Prior Transfer DateDec 19, 2012
Prior Transfer Doc0000067063
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 527 Bay Ln was $63,201.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$63,201.00$3,969,997 Land $2,366,000 Building $1,603,997$3,969,997 Land $2,366,000 Building $1,603,997
2023$59,964.00 (+12.2%)$3,777,916 (+14.17%) Land $2,093,000 Building $1,684,916$3,777,916 (+14.17%) Land $2,093,000 Building $1,684,916
2022$53,444.00$3,309,168 Land $1,606,150 Building $1,703,018$3,309,168 Land $1,606,150 Building $1,703,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 527 Bay Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 489 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
incl. 59 condo units
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 Bay Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Bay Ln

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