527 4th St, Berthoud, CO 80513 Property Records

Larimer County property record for 527 4th St, Berthoud, CO 80513

Property Summary

Property Type	Restaurant
Details	960 sqft · built 1921
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Jan 2026)
Tax Bill	$11,628 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94144-53-007`

Property Details

APN / Parcel Number

Primary APN	`94144-53-007`
Alternative APN	`R0482650`

Interior

Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1963
Architectural Style	Other
Construction Type	Wood Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	R0482650
Old Parcel Number	9414453007
Street Address	527 4TH ST
City	BERTHOUD
State	CO
Zip	80513-5011
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	LOT 7, BLK 3, BER
Legal Range	69
Legal Township	04
Legal Section	14
Legal Quarter	SE
Legal Subdivision	BER BLK 3
Legal Block	3
Legal Lot Number	7
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1023
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	527 4TH ST, BERTHOUD, CO 80513-5011
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Special Warranty Deed, Transfer · Non-Conforming Investor Loan HIGH PLAINS BANK
Mar 1, 2023	Special Warranty Deed, Transfer
Aug 18, 2022	Special Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Mar 1, 2023
Deed Document Number	20260001895
Record Updated	Jun 8, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 15, 2026
Property Address	527 4TH ST, BERTHOUD, CO 80513-5011
Document Number	0000001895
Instrument Date	Jan 13, 2026
Instrument	20260001895
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	527 4TH ST, BERTHOUD, CO 80513-5011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 4TH ST, BERTHOUD, CO 80513-5011

Mortgage

Document Number	0000001896
Date	Jan 15, 2026
Instrument	20260001896

Lender

Name	HIGH PLAINS BANK
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	300 Months
Due	Jan 15, 2051

Mortgage

Document Number	0000001897
Date	Jan 15, 2026
Instrument	20260001897

Lender

Name	COLORADO ENTERPRISE FUND INC
Type	Funding / Finance Company
Address	DENVER, CO 80203

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jan 13, 2029

Interest

Rate	7.99%

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 1, 2023
Property Address	527 4TH ST, BERTHOUD, CO 80513-5011
Document Number	0000008110
Instrument Date	Mar 1, 2023
Instrument	20230008110
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14445 COUNTY ROAD 3, LONGMONT, CO 80504-9648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14445 COUNTY ROAD 3, LONGMONT, CO 80504-9648

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 18, 2022
Property Address	527 4TH ST, BERTHOUD, CO 80513-5011
Document Number	0000051568
Instrument Date	Aug 17, 2022
Instrument	20220051568
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.04
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	527 4TH ST, BERTHOUD, CO 80513-5011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14445 COUNTY ROAD 3, LONGMONT, CO 80504-9648

Mortgage

Document Number	0000051569
Date	Aug 18, 2022
Instrument	20220051569

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,628.00 (+177.58%)	$121,824 (+127.54%) Land $8,019 Building $113,805	$451,200 (+135.12%) Land $29,700 Building $421,500
2023	$4,189.00 (+3.89%)	$53,540 (+27.32%) Land $8,286 Building $45,254	$191,900 (+32.34%) Land $29,700 Building $162,200
2022	$4,032.00	$42,050 Land $8,613 Building $33,437	$145,000 Land $29,700 Building $115,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
AT&T Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, T-Mobile, Verizon.

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