527 47th St W, Palmetto, FL 34221 Property Records

Manatee County property record for 527 47th St W, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 962 sqft · built 1973
Lot Size0.185 acres (8,059 sqft)
OwnerIndividual Name on File
Last Sale$107,100 (Aug 2002)
Tax Bill$707 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Sep 2022 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN23571-0000-3

Property Details

APN / Parcel Number

Primary APN23571-0000-3
Alternative APN
  • 3417022357100003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area962 sqft Living Area
Gross Area1,281 sqft
1st Floor Area962 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,059 sqft (0.185 acres)
View / LotStandard
Garage TypeCarport
Garage Area242 sqft
CarportCarport
Carport Area242 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area260 sqft
Patio Area370 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address527 47TH ST W
CityPALMETTO
StateFL
Zip34221-9536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-6
Legal DescriptionLOTS 799,800 PALMETTO POINT SUB PI#23571.0000/3
Legal Range17E
Legal Township34S
Legal Section02
Legal SubdivisionPALMETTO POINT
Legal Tract02318000
Legal Lot Number799
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group1
Census Block1015
Census Tract1404

Owner

527 47th St W is owned and occupied by an individual who bought it in August 2002.

Source: Manatee County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address527 47TH ST W, PALMETTO, FL 34221-9536
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2024Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
Sep 8, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Mar 31, 2016Loan Modification, Mortgage · Conventional Mortgage
CITIMORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2002 · Amount on File
Deed SaleAug 16, 2002 · Amount on File
Prior SaleApr 4, 1995 · Amount on File
Deed Book / Page1764 / 5353
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address527 47TH ST W, PALMETTO, FL 34221-9536
Transaction TypeMortgage
Record UpdatedMar 14, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address527 47TH ST W, PALMETTO, FL 34221-9536

Mortgage

Document Number0041019191
DateFeb 28, 2024
Instrument202441019191
Lender
NameCENLAR FSB
TypeBank
Address425 PHILLIPS BLVD, EWING, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term463 Months
DueSep 1, 2062

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address527 47TH ST W, PALMETTO, FL 34221-9536
Transaction TypeMortgage
Record UpdatedSep 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address527 47TH ST W, PALMETTO, FL 34221-9536

Mortgage

Document Number0041113773
DateSep 8, 2022
Instrument202241113773
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueSep 1, 2062

March 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMANATEE FL
Property Address527 47TH ST W, PALMETTO, FL 34221-9536
Document Number0026731699
Book / Page002673 / 001699
Instrument DateMar 31, 2016
Transaction TypeMortgage
Record UpdatedJun 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address527 47TH ST W PALMETTO FL 342219536, PALMETTO, FL 34221-9536

Mortgage

Document Number0026731699
DateMay 9, 2017
Book Page002673/001699
Instrument41043619
Lender
NameCITIMORTGAGE
TypeMortgage Company
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 8, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 527 47th St W was $707 with a homeowner's exemption, up 6.2% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,229 (+2.7%)$181,113 (-2.82%) Land $59,925 Building $121,188
2025$707.00 (+6.16%) Homeowner's exemption$65,462$186,375 Land $59,925 Building $126,450
2024$666.00 (+2.94%)
2023$647.00 (+3.52%) Homeowner's exemption$61,764 (+3%)$205,372 (+23.61%) Land $59,925 Building $145,447
2022$625.00 Homeowner's exemption$59,965$166,149 Land $42,000 Building $124,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 527 47th St W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 344 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies344 in force
Nearby Flood Claims242 (1981–2025)
Claims Outside the SFHA5 of 242
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 12 claims
  • Hurricane Helene, Sep 2024 · 159 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 47th St W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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