527 3rd St E, Zolfo Springs, FL 33890 Property Records

Hardee County property record for 527 3rd St E, Zolfo Springs, FL 33890

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 840 sqft · built 1930
Lot Size0.182 acres (7,928 sqft)
OwnerIndividual Name on Record
Tax Bill$1,482 (2025)
Deeds & MortgagesApr 2019 Mortgage
Dec 2018 Loan Modification
Flood ZoneZone X (moderate risk)
APN26-34-25-0720-0000B-020A

Property Details

APN / Parcel Number

Primary APN26-34-25-0720-0000B-020A

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area840 sqft Heated Area
Gross Area1,096 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Exterior MaterialSiding
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,928 sqft (0.182 acres)
Lot Dimensions109 ft deep x 73 ft wide
PorchOpen Porch
Porch Area256 sqft
Pole Barn300 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Street Address527 3RD ST E
CityZOLFO SPRINGS
StateFL
Zip33890-3841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionBEG AT SE COR OF LOT 20 & RUN W 73 FT THEN N TO S LINE OF EXISTING DITCH THEN RUN ALONG S BANK OF SAID DITCH TO E LINE OF LOT
Legal Range25E
Legal Township34S
Legal Section26
Legal SubdivisionKINCAID'S SUBD
Legal BlockB
Legal Lot Number20,RUN
JurisdictionHARDEE FL
Township / Civil DivisionZOLFO SPRINGS
Census Block Group3
Census Block3057
Census Tract970101

Owner

Source: Hardee County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 44, ZOLFO SPRINGS, FL 33890-0044
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2019Deed of Trust, Mortgage
FARM CREDIT SVCS
Dec 14, 2018Loan Modification, Mortgage · Conventional Mortgage
FIRST NAT'L BK/WAUCHULA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2020
Deed SaleApr 17, 2020
Prior SaleFeb 23, 2004 · Amount on Record
Deed Document Number202025002102
Prior Transfer DateMar 22, 2004
Prior Transfer Doc2004002250
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEE FL
Property Address527 3RD ST E, ZOLFO SPRINGS, FL 33890-3841
Document Number0025003502
Instrument DateApr 25, 2019
Transaction TypeMortgage
Record UpdatedJul 4, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1428 TABLE ROCK RD PICKENS SC 296718037, PICKENS, SC 29671-8037

Mortgage

Document Number0025003502
DateJun 12, 2019
Instrument25003502
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressSPARTANBURG, SC 29303
Agreement
AmountAmount Recorded
Term84 Months
DueJun 11, 2026

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARDEE FL
Property Address527 3RD ST E, ZOLFO SPRINGS, FL 33890-3841
Document Number0025007817
Instrument DateDec 14, 2018
Transaction TypeMortgage
Record UpdatedJan 18, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address3217 HICKORY ST ZOLFO SPRINGS FL 338902767, ZOLFO SPRINGS, FL 33890-2767

Mortgage

Document Number0025007817
DateDec 21, 2018
Instrument25007817
Lender
NameFIRST NAT'L BK/WAUCHULA
TypeBank
AddressWAUCHULA, FL 33873
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueDec 20, 2019

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHardee County
MunicipalityZolfo Springs Town
Unified School DistrictHardee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,482.00 (+7%)$78,858 (+8.99%) Land $9,946 Building $68,912$78,858 (+8.99%) Land $9,946 Building $68,912
2024$1,385.00 (+7.36%)$72,354 (+8.28%) Land $6,366 Building $65,988$72,354 (+8.28%) Land $6,366 Building $65,988
2023$1,290.00 (+12.37%)$66,819 (+25.18%) Land $6,366 Building $60,453$66,819 (+25.18%) Land $6,366 Building $60,453
2022$1,148.00$53,379 Land $3,183 Building $50,196$53,379 Land $3,183 Building $50,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims7 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemZOLFO SPRINGS WTP
serves 2,062 people · EPA ID FL6250332
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Rapid Systems
Fixed Wireless
100 / 20

Nearby Properties on 3rd St E

Nearby Streets

Search Property Records by Address or Parcel Number