Osceola County property record for 5269 Jones Rd, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,326 sqft · built 1991 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | Individual Name on File |
| Last Sale | $12,500 (Oct 1999) |
| Tax Bill | $1,943 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 91592 |
| Primary APN | 91592 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,326 sqft Heated Area |
| Gross Area | 2,066 sqft |
| 1st Floor Area | 1,326 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 67,082 sqft (1.54 acres) |
| Garage Type | Finished |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 280 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 91592 |
|---|---|
| Street Address | 5269 JONES RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JULIAN ESTATES PB 6 PG 140 LOTS 12-14 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | JULIAN ESTATES |
| Legal Tract | 3587 |
| Legal Block | 1 |
| Legal Lot Number | 12-14 13 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 91592
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5269 JONES RD, SAINT CLOUD, FL 34771-9587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FINANCIAL CU |
| Jan 23, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 1999 · Amount on Record |
| Deed Sale | Oct 31, 1999 · Amount on Record |
| Deed Document Number | 0001673501 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5269 JONES RD, SAINT CLOUD, FL 34771-9587 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 5269 JONES RD, SAINT CLOUD, FL 34771-9587 |
| Document Number | 0069262413 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 6926/2413 |
| Instrument | 2026024445 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Feb 13, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5269 JONES RD, SAINT CLOUD, FL 34771-9587 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 5269 JONES RD, SAINT CLOUD, FL 34771-9587 |
| Document Number | 0058982311 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 5898/2311 |
| Instrument | 2021027728 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5269 JONES RD, SAINT CLOUD, FL 34771-9587 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5269 JONES RD, SAINT CLOUD, FL 34771-9587 |
| Document Number | 0067300121 |
|---|---|
| Date | Jan 23, 2025 |
| Book Page | 6730/121 |
| Instrument | 2025009671 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,943.00 (+10.59%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $146,793 (+5.99%) | $227,900 (+8.27%) Land $53,000 Building $174,900 |
| 2023 | $1,757.00 (+2.15%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $138,501 (+3%) | $210,500 (+12.69%) Land $48,000 Building $162,500 |
| 2022 | $1,720.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $134,467 | $186,800 Land $48,000 Building $138,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 330 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 74% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 203 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Xfinity, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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