Osceola County property record for 5265 Villa Rosa Ave, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,418 sqft · built 2016 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,200 (Oct 2016) |
| Tax Bill | $4,440 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 202531442300010400 |
| Primary APN | 202531442300010400 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,418 sqft Heated Area |
| Gross Area | 4,325 sqft |
| 1st Floor Area | 1,531 sqft |
| Upper Floors Area | 1,887 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| Garage Type | Finished |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 253 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 434 sqft |
| Deck Area | 488 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5265 VILLA ROSA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NOVA GROVE PB 22 PG 156-157 LOT 40 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | NOVA GROVE |
| Legal Tract | 4423 |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
5265 Villa Rosa Ave is owned and occupied by two individuals who bought it in October 2016.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5265 VILLA ROSA AVE, SAINT CLOUD, FL 34771-7849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2016 · Amount on File |
| Deed Sale | Oct 4, 2016 · Amount on File |
| Prior Sale | Feb 22, 2016 · Amount on File |
| Deed Document Number | 2016150283 |
| Deed Book / Page | 5034 / 2909 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5265 VILLA ROSA AVE, SAINT CLOUD, FL 34771-7849 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5265 VILLA ROSA AVE, SAINT CLOUD, FL 34771-7849 |
| Document Number | 0058200755 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 5820/755 |
| Instrument | 2020145176 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 5265 Villa Rosa Ave was $4,440 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,440.00 Homeowner's exemption | $309,900 | $526,800 Land $75,000 Building $451,800 |
| 2023 | $4,144.00 (+4.07%) Homeowner's exemption | $292,396 (+3%) | $506,500 (+15.04%) Land $68,000 Building $438,500 |
| 2022 | $3,982.00 Homeowner's exemption | $283,880 | $440,300 Land $65,000 Building $375,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5265 Villa Rosa Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5265 Villa Rosa Ave is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Xfinity.
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