5265 Truman Pacetti Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 5265 Truman Pacetti Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,109 sqft · built 2012
Lot Size	2.59 acres (112,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Mar 2005)
Tax Bill	$3,805 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027845-0000`

Property Details

APN / Parcel Number

Primary APN	`027845-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,109 sqft Living Area
Gross Area	3,916 sqft
1st Floor Area	2,204 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	112,820 sqft (2.59 acres)
Garage Type	Attached
Garage Area	807 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	632 sqft
Deck Area	432 sqft
Patio Area	433 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5265 TRUMAN PACETTI RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-0411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	26-1 & 26-3 PT OF ANDREAS PACETTI DONATION - 237.6 X 479.2 X 234 X 479.4FT OR2393/1897
Legal Range	28E
Legal Township	06S
Legal Section	37
Legal Lot Number	26-1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1000
Census Tract	20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5265 TRUMAN PACETTI RD, SAINT AUGUSTINE, FL 32092-0411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2005 · Amount on Record
Deed Sale	Mar 14, 2005 · Amount on Record
Prior Sale	Mar 14, 2005 · Amount on Record
Deed Document Number	200518968
Deed Book / Page	2393 / 1897
Prior Transfer Date	Jan 24, 2005
Prior Transfer Doc	0023931895
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	5265 TRUMAN PACETTI RD, SAINT AUGUSTINE, FL 32092-0411
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5265 TRUMAN PACETTI RD, SAINT AUGUSTINE, FL 32092-0411

Mortgage

Document Number	0051750942
Date	Feb 9, 2021
Book Page	5175/942
Instrument	2021014838

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,464 (+2.7%)	$738,096 (-1.55%) Land $243,460 Building $494,636
2025	$3,805.00 (+12.84%) Homeowner's exemption	$296,460 (+2.9%)	$749,703 (+28.43%) Land $243,460 Building $506,243
2024	$3,372.00 (+2.03%) Homeowner's exemption	$288,105 (+3%)	$583,762 (+3.91%) Land $243,460 Building $340,302
2023	$3,305.00 (+3.02%) Homeowner's exemption	$279,714 (+3%)	$561,802 (+3.27%) Land $323,750 Building $238,052
2022	$3,208.00 Homeowner's exemption	$271,567	$543,988 Land $191,453 Building $352,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20