5265 E Bay Dr, Apt 913, Clearwater, FL 33764 Property Records

Pinellas County property record for 5265 E Bay Dr, Apt 913, Clearwater, FL 33764

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 900 sqft · built 1982
Lot Size	0.555 acres (24,152 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Nov 2020)
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-764-1371-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-1371-5`
Alternative APNs	`31-29-16-03631-009-0913` `291631036310090913` `162931036310090913` `R343149`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	120 Units
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	24,152 sqft (0.555 acres)
View / Lot	Interior
Garage Type	Carport
Carport	Carport
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R343149
Street Address	5265 E BAY DR, 913
City	CLEARWATER
State	FL
Zip	33764-6831
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BAY OAKS CONDO PHASE 3 BLDG 9, UNIT 913
Legal Range	16E
Legal Township	29S
Legal Section	31
Legal Subdivision	BAY OAKS CONDO
Legal Phase	3
Legal Tract	3631
Legal Block	9
Legal Lot Number	913
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1002
Census Tract	25415

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1731 MARION ST, CLEARWATER, FL 33756-6200
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage GSF MORTGAGE CORP
Nov 4, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM
Mar 22, 2019	Warranty Deed, Transfer UNITY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Nov 4, 2019 · Amount on Record
Deed Document Number	2020344740
Deed Book / Page	21257 / 2481
Prior Transfer Date	Oct 2, 2015
Prior Transfer Doc	0189930735
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 17, 2020
Property Address	5265 E BAY DR APT 913, 913, CLEARWATER, FL 33764-6831
Document Number	0212572481
Book / Page	21257 / 2481
Map Reference	MB 5306 PG 5
Instrument Date	Nov 11, 2020
Instrument	2020344740
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$931.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2528 WOODGATE BLVD APT 105, 2528, ORLANDO, FL 32822-5860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1731 MARION ST, CLEARWATER, FL 33756-6200

Mortgage

Document Number	0212572483
Date	Nov 17, 2020
Instrument	21257/2483

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 4, 2019
Property Address	5265 E BAY DR APT 913, 913, CLEARWATER, FL 33764-6831
Document Number	0207590285
Book / Page	020759 / 000285
Instrument Date	Nov 1, 2019
Instrument	355772
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$898.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5265 E BAY DR #913 CLEARWATER FL 337646831, 913, CLEARWATER, FL 33764-6831

Mortgage

Document Number	207590287
Date	Nov 4, 2019
Book Page	020759/000287
Instrument	355773

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 22, 2019
Property Address	5265 E BAY DR APT 913, 913, CLEARWATER, FL 33764-6831
Document Number	0204700233
Book / Page	020470 / 000233
Instrument Date	Mar 15, 2019
Instrument	87742
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	UNITY TITLE

Transaction

Amount	Amount Recorded
Tax	$819.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5265 E BAY DR #913 CLEARWATER FL 337646831, 913, CLEARWATER, FL 33764-6831

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,027.00 (+3.2%)	$167,272 (-7.02%) Building $167,272	$167,272 (-7.02%) Building $167,272
2024	$2,933.00 (+7.2%)
2023	$2,736.00 (+16.92%)	$179,905 (+31.93%)	$179,905 (+31.93%) Building $179,905
2022	$2,340.00	$136,361	$136,361 Building $136,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

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