5265 E BAY DR APT 612, 612, CLEARWATER, FL 33764-6837
Document Number
0222961976
Book / Page
22296 / 1976
Map Reference
MB 5306 PG 5
Instrument Date
Dec 16, 2022
Instrument
2022361619
Transaction Type
Transfer
Record Updated
Jan 19, 2023
Title Company
KLEER TITLE LLC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,609.30
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
5265 E BAY DR APT 612, 612, CLEARWATER, FL 33764-6837
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
5265 E BAY DR APT 612, 612, CLEARWATER, FL 33764-6837
Mortgage
Document Number
0222961978
Date
Dec 21, 2022
Instrument
22296/1978
Lender
Name
PENNYMAC LOAN SERVICES LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
May 2021: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
PINELLAS FL
Recording Date
May 12, 2021
Property Address
5265 E BAY DR APT 612, 612, CLEARWATER, FL 33764-6837
Document Number
0215330915
Book / Page
21533 / 915
Map Reference
MB 60 PG 59-62
Instrument Date
Apr 30, 2021
Instrument
2021158944
Transaction Type
Transfer
Record Updated
May 31, 2021
Title Company
TURNER TITLE INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,032.50
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
5265 E BAY DR APT 612, 612, CLEARWATER, FL 33764-6837
Mortgage
Document Number
21533917
Date
May 12, 2021
Instrument
21533/917
Lender
Name
MOVEMENT MORTGAGE
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 1, 2051
Tax Assessment & Valuation
The 2025 property tax bill for 5265 E Bay Dr, Apt 612 was $2,316 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Pinellas County
Municipality
Largo City
Unified School District
Pinellas County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,316.00Homeowner's exemption
$164,174Building $164,174
$164,174Building $164,174
2023
$2,545.00 (+5.3%)Homeowner's exemption
$176,728 (+39.1%)
$176,728 (+39.1%)Building $176,728
2022
$2,417.00
$127,048
$127,048Building $127,048
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 5265 E Bay Dr, Apt 612 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 25 policies
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
25 in force
Nearby Flood Claims
7 (2024)
Claims Outside the SFHA
7 of 7
Most Recent Claim
Oct 2024 · Hurricane Milton
Claims by Event
Hurricane Milton, Oct 2024 · 5 claims
Hurricane Debby, Aug 2024 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5265 E Bay Dr, Apt 612 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source
Purchased surface water from several systems
Last State Inspection
Mar 2023
Lead
Under 1 ppb (2020) action level 15 ppb
Violations Reported to EPA
Listed by EPA as a serious violator for missed monitoring and reporting.
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
17 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Starlink Satellite
280 / 30
May also be available: Verizon, WOW Internet, Cable & Phone.