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5265 E Bay Dr, Apt 124, Clearwater, FL 33764 Property Records

Pinellas County property record for 5265 E Bay Dr, Apt 124, Clearwater, FL 33764

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 900 sqft · built 1982
Lot Size3.66 acres (159,484 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Dec 2019)
Tax Bill$1,398 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-764-1295-6

Property Details

APN / Parcel Number

Primary APNC62-000-764-1295-6
Alternative APNs
  • 31-29-16-03631-001-0124
  • 291631036310010124
  • 162931036310010124
  • R343073

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units120 Units
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1989
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area159,484 sqft (3.66 acres)
View / LotCorner
Garage TypeCarport
CarportCarport
PorchPatio

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR343073
Street Address5265 E BAY DR, 124
CityCLEARWATER
StateFL
Zip33764-6847
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBAY OAKS CONDO PHASE 1 BLDG 1, UNIT 124
Legal Range16E
Legal Township29S
Legal Section31
Legal SubdivisionBAY OAKS CONDO
Legal Phase1
Legal Tract3631
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1002
Census Tract25415

Owner

5265 E Bay Dr, Apt 124 is owned and occupied by two individuals who bought it in December 2019.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address5265 E BAY DR, 124, CLEARWATER, FL 33764-6847
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2019 · Amount on File
Deed SaleDec 13, 2019 · Amount on File
Prior SaleJun 9, 2006 · Amount on File
Deed Document Number2019398702
Deed Book / Page20807 / 616
Transfer Doc1082000995
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 13, 2019
Property Address5265 E BAY DR APT 124, 124, CLEARWATER, FL 33764-6847
Document Number0208070616
Book / Page020807 / 000616
Instrument DateDec 12, 2019
Instrument398702
Transaction TypeTransfer
Record UpdatedJan 3, 2020
Title CompanyACR TITLE GROUP LLLP, ACR TITLE GRP LLLP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5265 E BAY DR #124 CLEARWATER FL 337646847, 124, CLEARWATER, FL 33764-6847

Mortgage

Document Number208070619
DateDec 13, 2019
Book Page020807/000619
Instrument398703
Lender
NameLOAN CTR USA
TypeFunding / Finance Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 12, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 5265 E Bay Dr, Apt 124 was $1,398 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,398.00 Homeowner's exemption$115,839$157,896 Building $157,896
2023$1,269.00 (+4.36%) Homeowner's exemption$109,295 (+3%)$169,911 (+29.37%) Building $169,911
2022$1,216.00 Homeowner's exemption$106,112$131,339 Building $131,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5265 E Bay Dr, Apt 124 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims7 (2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5265 E Bay Dr, Apt 124 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

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