St. Clair County property record for 5265 Beard Rd, Clyde, MI 48049 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1972 |
| Square Footage | 1,890 sqft Living Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $276,900 (2022) |
| Tax Bill | $2,760.00 (2025) |
Source: St. Clair County records · APN 74-15-014-4006-000
Assessment roll updated October 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5265 BEARD RD, CLYDE, MI 48049-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION |
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| May 19, 2022 | Warranty Deed, Transfer JBN TITLE, JB TITLE |
| Aug 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK |
| Jun 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK |
| Mar 16, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on Record |
| Deed Sale | May 19, 2022 · Amount on Record |
| Deed Doc Number | 202212564 |
| Deed Book / Page | 5523 / 710 |
| Prior Transfer Date | Feb 28, 2020 |
| Prior Transfer Doc | 0000006391 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 22, 2026 |
| Property Address | 5265 BEARD RD, CLYDE, MI 48049-2605 |
| Document Number | 0005926960 |
| Book / Page | 5926 / 960 |
| Instrument Date | May 18, 2026 |
| Instrument | 202610362 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 5265 BEARD RD, CLYDE, MI 48049-2605 |
| Document Number | 0000010362, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 5926/960 |
| Instrument | 202610362 |
| Name | ADVIA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5265 BEARD RD, CLYDE, MI 48049-2605 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 534 MYRTLEWOOD ST, MARYSVILLE, MI 48040-1319 |
| Document Number | 0005516189 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 5516/189 |
| Instrument | 2022010877 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 19, 2022 |
| Property Address | 5265 BEARD RD, CLYDE, MI 48049-2605 |
| Document Number | 0005523710 |
| Book / Page | 5523 / 710 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022012564 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2022 |
| Title Company | JBN TITLE, JB TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,077.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5265 BEARD RD, 5265, CLYDE, MI 48049-2605 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 534 MYRTLEWOOD ST, MARYSVILLE, MI 48040-1319 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5265 BEARD RD, CLYDE, MI 48049-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049810417 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 4981/417 |
| Instrument | 2018019114 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5265 BEARD RD, CLYDE, MI 48049-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050620781 |
|---|---|
| Date | Jun 04, 2019 |
| Book Page | 5062/781 |
| Instrument | 2019011387 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 16, 2020 |
| Property Address | 5265 BEARD RD, CLYDE, MI 48049-2605 |
| Document Number | 0051640051 |
| Book / Page | 005164 / 000051 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 5265 BEARD RD CLYDE MI 480492605, CLYDE, MI 48049-2605 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,760.00 (-29.52%) Homeowner's exemption | $164,100 (+19.26%) | |
| 2024 | $3,916.00 (+114.69%) | $328,200 (+19.26%) | |
| 2023 | $137,600 | ||
| 2022 | $1,824.00 | $275,200 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 74-15-014-4006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,890 sqft Living Area |
| 1st Floor | 1,890 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 87,120 sqft (2 acres) |
| Depth X Width | 435 ft x 200 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 624 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 5265 BEARD RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-2605 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E 200' OF N 469' OF SW 1/4 2 A SEC 14 T7N R16E |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 14 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | CLYDE |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 633100 |
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