5264 SE 42nd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 5264 SE 42nd St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,668 sqft · built 1999
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Last Sale	$323,000 (Aug 2026)
Tax Bill	$4,229 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2023 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`1-31-37-36-0010-00060-0170`

Property Details

APN / Parcel Number

Primary APN	`1-31-37-36-0010-00060-0170`
Alternative APN	`R13137360010000600170`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,668 sqft Living Area
Gross Area	2,884 sqft
1st Floor Area	1,668 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,983 sqft (0.321 acres)
Garage Type	Attached
Garage Area	972 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5264 SE 42ND ST
City	OKEECHOBEE
State	FL
Zip	34974-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGS BAY (PLAT BOOK 5 PAGES 91 THROUGH 94) LOTS 17 & 18 BLOCK 6
Legal Range	36E
Legal Township	37S
Legal Section	31
Legal Subdivision	KINGS BAY
Legal Block	6
Legal Lot Number	17,18
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3004
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5264 SE 42nd St is owned and occupied by an individual who bought it in August 2026.

Source: Okeechobee County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	5264 SE 42ND ST, OKEECHOBEE, FL 34974-1104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Feb 15, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA
Dec 27, 2019	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Sep 5, 2024 · Amount on File
Deed Document Number	20269213
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 19, 2026
Property Address	5264 SE 42ND ST, OKEECHOBEE, FL 34974-1104
Document Number	0000009213
Instrument Date	Aug 14, 2026
Instrument	20269213
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228,361.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5264 SE 42ND ST, OKEECHOBEE, FL 34974-1104

Mortgage

Document Number	0000009214,
Date	Aug 19, 2026
Instrument	20269214

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	5264 SE 42ND ST, OKEECHOBEE, FL 34974-1104
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5264 SE 42ND ST, OKEECHOBEE, FL 34974-1104

Mortgage

Document Number	0000012879
Date	Nov 13, 2023
Instrument	2023012879

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	8800 BAYMEADOWS WAY W STE 400, JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Jan 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	5264 SE 42ND ST, OKEECHOBEE, FL 34974-1104
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5264 SE 42ND ST, OKEECHOBEE, FL 34974-1104

Mortgage

Document Number	0000008966
Date	Jun 29, 2022
Instrument	2022008966

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	5264 SE 42ND ST, OKEECHOBEE, FL 34974-1104
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5264 SE 42ND ST, OKEECHOBEE, FL 34974-1104

Mortgage

Document Number	0000002058
Date	Feb 15, 2022
Instrument	2022002058

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Jan 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	5264 SE 42ND ST, OKEECHOBEE, FL 34974-1104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008000801
Date	Jan 2, 2018
Book Page	0800/0801
Instrument	2018000032

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	OKEECHOBEE, FL 34974

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Dec 19, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 27, 2019
Property Address	5264 SE 42ND ST, OKEECHOBEE, FL 34974-1104
Document Number	0000013043
Instrument Date	Dec 27, 2019
Instrument	13043
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,309.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5264 SE 42ND ST OKEECHOBEE FL 349741104, OKEECHOBEE, FL 34974-1104

Mortgage

Document Number	13044
Date	Dec 27, 2019
Instrument	13044

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5264 SE 42nd St was $4,229.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,229.00	$296,542 Land $25,440 Building $271,102	$296,542 Land $25,440 Building $271,102
2023	$2,660.00 (+6.91%) Homeowner's exemption	$184,939 (+3%)	$308,489 (+24.58%) Land $14,310 Building $294,179
2022	$2,488.00 Homeowner's exemption	$179,552	$247,619 Land $9,937 Building $237,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5264 SE 42nd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5264 SE 42nd St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 42nd St

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